Compliance Officer(WpHG)(m/f/d) – RSB Compliance

Your growth is our growth. Our success is your success.

About Raisin Bank

As part of the Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank, with the flexibility and innovation of a start-up. Our team is just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place!

Founded in 1973, our dynamic and innovative service bank has a full banking license and brings the decades of experience of an established German credit institution to the table. In processing both loan portfolios and receivables of selected borrowers, it combines performance strength and competent advice with efficient solutions. Since 2019, the bank has been a wholly-owned subsidiary of Raisin and has been operating under the name Raisin Bank AG since August 2019.

Your Responsibilities

• Assumption of the WpHG-Comliance Officer function of the bank
• Exercise oversight and monitoring of the governance, policies and processes as well as the overall quality of the investment services business of the bank
• Provide advice to the bank including support for staff training, day-to-day assistance for staff and participating in the establishment of new policies and procedures within the investment services business
• Setup, maintenance and execution of the risk analysis and the control plan with investment services business
• Interaction with internal and external auditors as well as supervisory authorities (BaFin)
• Ensure that conflicts of interest are prevented or that unavoidable conflicts of interest are adequately safeguarded
• Supervision of training and suitability of personnel within the custody and digital wealth management business of the bank
• Reporting to the management and supervisory board
• Ensure compliance with requirements for the WpHG compliance function according to Art. 22 (2) MiFID-2, BT 1 MaComp and other relevant laws and regulations

Your Profile

• University degree in Business Administration or law or another relevant discipline
• Proficiency with the relevant laws/regulations for this position (§§ 3, 4 Nr. 4, 6 WpHGMaAnzV; BT 1.3.1.3 MaComp)
• Strong communication and interpersonal skills to collaborate effectively with internal and external stakeholders
• Knowledge & Experience:
• European and German legal provisions to be complied with by the Bank when providing investment services and ancillary investment services
• Administrative regulations issued by the Federal Financial Supervisory Authority BaFin as well as knowledge of the relevant ESMA guidelines and standards
• All types of investment services and ancillary investment services provided by the Bank and the risks they entail
• The functioning and risks of the types of financial instruments in which the Bank provides investment services or ancillary investment services
• Requirements and design of appropriate processes of investment service providers to prevent and detect violations of regulatory requirements
• Tasks, responsibilities and powers of the WpHG compliance function and the WpHG compliance officer
• Organizational structure of supervisory authorities, about the identification of conflicts of interest and their causes, different possibilities to design sales organisations, and the organizational setup of securities service providers in general

Our Benefits

As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up.
Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide:

• Employee Development Budget of €2,000 and access to Babbel for continuous learning.
• Exciting cooperation partners and projects in the banking and Start-Up environment.
• A fully cloud-based Banking-as-a-Service Platform.
• Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
• Dynamic environment, a hands-on mentality and agile ways of working.
• Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off.
• Collegiality and a supportive learning environment.
• Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
• We subsidize the Deutschland Ticket with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• A diverse team of experts to learn from and to inspire each other.