Corporate Credit Risk Associate

Excited to grow your career

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

The Corporate Credit Risk unit at BBVA Milano is an integral part of the Global Risk Management EMEA team. Its main function is to deliver best‑in‑class credit analysis of corporate clients monitoring the local portfolio and ensuring the safety and soundness of wholesale lending through risk policy management.

About the job

As a Corporate Credit Risk Associate you will be responsible for:

• Assist management in performing credit analysis and credit approval.
• Work in relationship with the bankers to make informed decisions through an understanding of the credit structure and profitability features of each client.
• Monitoring and producing reports detailing exposures to risk.
• Yearly monitoring of clients financial performance: analysis of financial statements and sector overview.
• Identification of risk drivers and evaluation of stressed scenarios.
• Assessment and analysis risk ratings on an ongoing and timely basis.
• Ongoing monitoring of the exposure for assigned clients and ensuring compliance with all terms & conditions.
• Admission of operations and FP management according to the policies and guidelines authorized.
• Ensuring the timely and accurate submission of credit approval documentation.

What we are looking for

Previous experience and technical knowledge

• Degree in Finance, Economics, Business, Accounting or Engineering from a top business or engineering school.
• At least 3 years work experience in corporate credit risk management or corporate investment banking.
• Overview of Investment Banking products.
• Understand the financing strategy and sectors of major Italian companies.

Strong financial background and analytical capabilities

• Ability to work in a team including interacting with teams located in other locations.
• Ability to take initiative leading progressively to autonomy on some specific tasks.
• Data management skills (access mining and reporting).

Soft-skills

• Strong inter‑personal and verbal communication skills.
• Strong organization and time management skills; able to work under time pressure.
• Strong problem‑solving and decision‑making skills.
• Highly motivated and proactive individual with ethical values, taking initiative and ownership, eager to contribute and grow within the team, client‑oriented, out‑of‑the‑box thinker with strong judgment and emotional intelligence.

Skills

• Credit Analysis, Credit Risk Management, Emotional Intelligence, English Language, Italian Language, Spanish Language, Stress Management, Structured Trade Finance, Credit Analysis Wholesale, Rating Systems Wholesale Risk and Portfolios Management.

Languages

• Excellent verbal and written communication skills in Spanish.
• Italian and/or English knowledge is highly valued.

Employment Information

Employment Type: Full‑Time

Vacancy: 1