Tech Co-Founder / Founding Engineer at Data-Driven Insurtech (Italy-Based)

💼 Role: Technical Co-Founder & CTO
📍 Location: Italy (or willing to relocate)
🗣️ Language: Fluency in Italian highly preferred
💰 Equity: 10-20%

Tuttoaposto: A Data-Driven Insurtech backed by Fastweb-Vodafone & Founders Factory

Italy remains one of the most underinsured markets in Europe for home and renters insurance. At the same time, consumer demand for digital-first insurance is exploding, and AI is transforming every part of the value chain from pricing to claims.

We're seizing the opportunity with Tuttoaposto - a digital-first, data-powered MGA making home and contents insurance radically simpler, smarter, and more affordable for millions of Italian households.

Want to build a category-defining brand in European Insurtech from the ground up? We're looking for a Technical Co-Founder to take full ownership over the tech vision, architecture, and execution from MVP to scale.

The Role: Technical Co-Founder & CTO

You’ll work side-by-side with the Co-Founder & CEO to bring Tuttoaposto from concept to product market fit and beyond. You’ll lead the design and build of our MVP, data infrastructure, and API-first architecture, setting the foundation for how we acquire, underwrite, and serve customers in a way 10x better than legacy insurers.

This is a hands-on, full-stack leadership role. You’ll need to move fast, solve hard problems, and obsess over building high-quality systems that support seamless integrations, smart underwriting, and frictionless experiences.

What You’ll Be Doing

• Own the technical roadmap, architecture, and execution of Tuttoaposto’s platform from day one
• Build and launch the MVP using lean, modern technologies - low/no-code, AI-powered IDEs, external APIs, pre-built insurance tools
• Design, integrate, and manage data pipelines across property data, IoT, geospatial risk, customer behaviour, and third-party APIs
• Set up internal tools for AI-powered claims handling and CX automation
• Build Tuttoaposto’s own API layer, allowing seamless embedding into distribution partner flows
• Collaborate to the foundation of models for automated pricing and underwriting logic, integrating insurance carrier data and market benchmarks
• Hire and lead the early engineering team, shaping culture, process, and technical standards
• Work closely with product, insurance, and growth to iterate rapidly and deliver measurable customer value

What We’re Looking For

• Strong experience as a tech leader in a startup or fast-scaling tech company
• Proven ability to ship MVPs fast, with a pragmatic approach to technical debt and iteration
• Deep understanding of API design and integration, building endpoints that embed into third-party platforms
• Experience with data architecture and enrichment, especially around consumer profiling, risk modelling, or real-time personalisation
• Fluent in modern full-stack development (e.g., Node.js, Python, React/Next.js, PostgreSQL, Firebase, etc.)
• Experience (or curiosity) around insurance, fintech, or regulated markets
• Bonus: Experience with AI/ML applications, IoT integration, or geospatial data
• Based in Italy or willing to relocate and travel regularly to Milan
• English & Italian language skills (fluency)

Why Join as Co-Founder

• Co-found a venture-backed company supported by Founders Factory and Fastweb-Vodafone as both investors and strategic partners
• 10%-20% equity - true co-founder economics and full ownership of your domain
• Partner with a CEO & Co-Founder with expertise in growth, partnerships and monetisation (ex-Google, VC, and consumer startups)
• No legacy tech - shape the entire product and tech stack from scratch
• Apply AI & LLMs to a massive, real-world use case with untapped potential
• Solve a real, deeply underserved problem that impacts millions of Italians

We'll be reviewing applications on a rolling basis. Don't worry if you don't tick every box - we value ambition, execution, and founder mindset.

Got someone in your network? We offer a generous referral bonus for this role - send them our way and have them mention your name!