Cards Portfolio Growth & Optimization Manager

Auxo Talent; Doha; On-site; QAR 250,000 - 500,000; Full time

Job summary

Auxo Talent, on behalf of a leading financial institution in Doha, Qatar, is seeking an experienced Cards Portfolio Growth & Optimization Manager to drive growth, activation, and profitability of the card portfolio. The role demands strong analytics, lifecycle management, and cross-functional collaboration.

The ideal candidate will have 8+ years in card portfolio management, familiarity with cross-border and digital wallet spending, and the ability to present insights to senior leadership.

Qualifications

• Minimum 8 years of experience in credit and/or debit card portfolio management within banking, card schemes or financial services advisory.
• Proven hands-on experience in cards portfolio growth, customer acquisition, activation and retention.
• Strong knowledge of card products, customer lifecycle management and campaign execution.
• Experience in portfolio analytics, customer segmentation and performance reporting.

Responsibilities

• Manage and drive credit and debit card portfolio growth and optimization.
• Develop strategies to increase card activation, usage, spending and customer retention.
• Identify growth opportunities through portfolio analysis, customer segmentation and lifecycle management.
• Design and execute targeted marketing campaigns, loyalty programmes and spend stimulation initiatives.
• Improve cross-border, e-commerce and digital wallet spending.
• Monitor portfolio KPIs, campaign performance and ROI.
• Work closely with product, marketing, risk and operations teams.
• Present portfolio performance, insights and recommendations to senior management.

Skills

Portfolio management

Card products knowledge

Data analysis

Marketing campaigns

Stakeholder management

GCC banking experience

Excel

SQL

Power BI/Tableau

Tools

Excel

SQL

Power BI

Tableau

Job description

Job Overview

We are looking for an experienced Cards Portfolio Growth & Optimization Manager to join an exciting project with a leading financial institution in Doha, Qatar.

The ideal candidate will have strong hands-on experience in credit and debit card portfolio management, driving portfolio growth, customer engagement, card usage and profitability.

Key Responsibilities:

• Manage and drive credit and debit card portfolio growth and optimization.
• Develop strategies to increase card activation, usage, spending and customer retention.
• Identify growth opportunities through portfolio analysis, customer segmentation and lifecycle management.
• Design and execute targeted marketing campaigns, loyalty programmes and spend stimulation initiatives.
• Improve cross-border, e-commerce and digital wallet spending.
• Monitor portfolio KPIs, campaign performance and ROI.
• Work closely with product, marketing, risk and operations teams.
• Present portfolio performance, insights and recommendations to senior management.

Requirements:

• Minimum 8 years of experience in credit and/or debit card portfolio management within banking, card schemes or financial services advisory.
• Proven hands-on experience in cards portfolio growth, customer acquisition, activation and retention.
• Strong knowledge of card products, customer lifecycle management and campaign execution.
• Experience in portfolio analytics, customer segmentation and performance reporting.
• Good knowledge of Excel, SQL, Power BI, Tableau or similar analytics tools.
• Familiarity with loyalty programmes, digital payments and card schemes.
• GCC banking experience is highly preferred.
• Strong communication and stakeholder management skills.
• Must be willing to work on-site in Doha, Qatar.