Head of Global Risk & Credit Strategy

Revolut; Porto; Presencial; EUR 120 000 - 180 000; Tempo integral

Resumo da oferta

Revolut is seeking a Head of Risk to oversee first-line, non-retail risk across functions and regions. You will design a globally scalable risk framework, build and lead a team to shape credit risk policy, and set thresholds for a range of features to protect portfolio value.

You will collaborate with Data Science and Engineering, lead underwriting decisions for significant exposures, and work with the second line of defence to maintain robust risk governance while enabling fast, compliant

Qualificações

• Expertise in managing credit risk for mid-market products.
• Ability to build and scale a team from scratch, identifying key business needs and support needs for future growth.
• Solid understanding of credit policy governance and experience working with 2LoD and 3LoD.
• Experience in risk and fraud identification, monitoring, control implementation, and testing.

Responsabilidades

• Designing a globally scalable risk framework, establishing governance structures, and strengthening risk culture and awareness across the business
• Collaborating with Data Science and Engineering teams on origination, monitoring, provisioning, and collections risk models to optimise portfolio returns
• Building and leading a portfolio management team, initially focusing on continuous monitoring processes for receivables and payables finance
• Shaping local in-country credit policies and procedures to maximise portfolio-level economic returns
• Providing thought leadership on defining and evolving the risk appetite for mid-market, corporate, and enterprise features
• Making key underwriting decisions for significant exposures and representing the first-line team on risk committees
• Maintaining a solid working relationship with the second line of defence
• Supporting department objectives and planning processes

Conhecimentos

Credit risk management

Team leadership

Policy governance

2LoD collaboration

Risk modeling

Strategic planning

Communication

Descrição da oferta de emprego

Revolut is seeking a Head of Risk to oversee first-line, non-retail risk across functions and regions. You will design a globally scalable risk framework, build and lead a team to shape credit risk policy, and set thresholds for a range of features to protect portfolio value.

You will collaborate with Data Science and Engineering, lead underwriting decisions for significant exposures, and work with the second line of defence to maintain robust risk governance while enabling fast, compliant