Structured Finance Transaction - Senior Consultant

EY; Warszawa; Hybrid; PLN 180,000 - 240,000; Full time

Job summary

EY GDS Poland is seeking a Structured Finance Transactions Senior Specialist to support securitization deals. You will build cashflow models, verify calculations against indentures, and produce rigorous AUP reports for diverse asset classes.

You’ll interact with front-office clients daily, review loan documents, and extract critical deal features for accurate valuation of structured products. The role requires a bachelor’s degree in finance/accounting and about 2 years’ experience, with MBA

Qualifications

• Bachelor's degree in Accounting, Finance, Economics or related discipline; ~2 years of related experience.
• MBA or equivalent preferred; strong Excel, Word and PowerPoint skills.
• Excellent prioritization and client-deadline discipline; fluent English.

Responsibilities

• Perform agreed-upon procedures to support securitization transactions.
• Create cashflow/analytics models for securitized products (CDOs/CLOs).
• Model cash flows, assess collateral thresholds, and calculate payments and fees.
• Develop independent collateral and cash flow models in Excel.
• Prepare detailed AUP reports summarizing results for clients.
• Interpret prospectus/indenture terms and extract key deal features.
• Analyze complex models from Bloomberg, Markit, and rating portals.
• Engage with front-office clients daily and adapt to market developments.
• Review loan documents, recalc fields, and produce data reconciliations.
• Construct collateral stratification tables for loan pools.
• Review offering documents for accuracy and standards.

Skills

MS Office

Excel

Report writing

Client interaction

Education

Bachelor's degree in Accounting, Finance, Economics, or related field

MBA or equivalent preferred

Tools

Bloomberg

Moody’s

Intex

Job description

Structured Finance Transactions Senior Specialist

Location: Warsaw - 2 days in office / 3 days remote

Let us introduce you the job offer by EY GDS Poland – a member of the global integrated service delivery center network by EY.

The opportunity

The Structured Finance Team specializes in addressing varying needs of market participants in the securitization marketplace across asset classes, including asset- backed securities (ABS), commercial mortgage- backed securities (CMBS), residential mortgage- backed securities (RMBS) and collateralized loan obligations (CLO). The securitization market is a dynamic marketplace, continuously evolving with new regulations and technological advances every day. This a great opportunity to work in this fast-paced transaction business, support diverse engagement teams, work with a wide variety of clients and lead business development activities on strategic and global priority accounts.

Your Key Responsibilities

The primary role of the SFT transaction team is to perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully.

• Checking the accuracy of our financial models by comparing calculations to the governing documents
• Creating cashflow/analytics models for securitized products, including but not limited to CDOs/CLOs (Collateralized Debt Obligations/Collateralized Loan Obligations)
• Transaction modeling and analytics, which involves cash flow modeling, recalculating certain collateral quality and concentration limitations set out in each transaction’s indenture, including bond principal and interest payments, credit-enhancement, hedging instruments, fees and waterfalls for structured deals
• Construct independent cash flow and collateral models for various structured products utilizing Microsoft Excel
• Create and update detailed agreed upon procedure reports summarizing our results
• Comprehensive and methodical interpretation of prospectus/indenture information and deal structural features including but not limited to collateral, waterfall, triggers, hedges, paydown rules, loss allocation rules, and the ability to extract other pertinent information from prospectuses and indentures
• Perform various analyses on complex excel and third party models (Like Bloomberg, various Rating Agency Portal, Markit etc.) for the valuation of Structured Products
• Demonstrate in-depth technical capabilities and professional knowledge. Remain current on new developments in advisory services capabilities and industry knowledge. Work with and interact with front-office investment banking clients daily
• Perform loan document review and data reviews on loan files, recalculating fields on data tapes and run exception reports to tie out with clients
• Create collateral stratification tables used for assessing loan pool characteristics
• Review offering documents to verify information is accurate, complete, and conforming with industry and market standards
• Ability to work collaboratively with team members as part of the team
• Work on Large client portfolios and determine the level of Risks for different Asset types
• Valuation of Structured Products. E.g. RMBS, CMBS, CLOs etc. using third-party models (Like Bloomberg, Moody’s, Intex etc.)
• Extracting Pricing information on Fixed Income Securities from EY internal Research tools and external Vendors

Skills And Attributes For Success

Strong leadership, teaming, technical and relationship- building skills and integrity. These skills along with having a consistent commitment to delivering only the highest quality of work products to your clients, will allow you to easily integrate into the SFT transaction team and reach your professional development goals.

To qualify for the role, you must have

• A bachelor's degree in Accounting, Finance, Economics, or a related discipline and approximately 2 years of related work experience; MBA or equivalent preferred
• Excellent prioritization skills and a commitment to meeting client deadlines
• Strong communication skills for report writing, client presentations and client interactions
• Proficient skills with MS Office, including Excel, Word, and PowerPoint
• Flexibility and willingness to work more than standard hours when necessary to meet client deadlines
• Willingness to work in shift based on the role hired for

Ideally, you’ll also have

• Prior structured finance experience

What We Look For

• Individuals who demonstrate in-depth technical capabilities and professional knowledge
• Strong analytical skills with attention to detail & accuracy
• Ability to quickly assimilate to new knowledge and possess good business acumen
• Excellent verbal and written communication skills in English

What We Offer

EY Global Delivery Services (GDS) is a dynamic and truly global delivery network. We work across nine locations – Argentina, Hungary, India, the Philippines, Poland, Sri Lanka, Mexico, Spain and the United Kingdom – and with teams from all EY service lines, geographies and sectors, playing a vital role in the delivery of the EY growth strategy. From accountants to coders to advisory consultants, we offer a wide variety of fulfilling career opportunities that span all business disciplines. In GDS, you will collaborate with EY teams on exciting projects and work with well-known brands from across the globe. We’ll introduce you to an ever-expanding ecosystem of people, learning, skills and insights that will stay with you throughout your career.

• Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

About EY

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