Senior Software Engineer, Backend (Settlement Engineering)

Affirm; Poland; Remote; PLN 180,000 - 240,000; Full time

Job summary

A financial services company is seeking a Senior Software Engineer to join their fully remote team in Poland. You will own quarterly goals, lead engineers, and support the product development lifecycle. The ideal candidate has over 5 years of experience in backend systems using Kotlin or Java and is familiar with AWS, MySQL, and CI/CD practices. This role offers competitive benefits and a commitment to a remote-first culture.

Benefits

100% subsidized medical coverage

Flexible Spending Wallets for tech, food, and lifestyle

Employee Resource & Community Groups

Qualifications

• 5+ years of experience designing, developing and launching backend systems at scale using Kotlin or Java.
• Familiarity with CI/CD practices and safe production deployments.
• Experience with payment systems and banking industry standards (nice to have).

Responsibilities

• Own and deliver quarterly goals for your team.
• Collaborate with product management, design & analytics.
• Proactively identify and solve project, process, technology, or business issues.
• Create and monitor metrics for team’s artifacts.

Skills

Backend system design

Java

Kotlin

AWS

MySQL

Kubernetes

SQL

CI/CD practices

Tools

Snowflake

dbt

Airflow

Job description

Overview

Remote Poland

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our Settlements team builds both the technical foundation and the daily processes that enable Affirm to meet its obligations with its financial partners as well as with its merchants, with a particular stress on ensuring safety, accountability and industry standards. We’re looking for a Senior Software Engineer to join our fully remote team based in Europe. You’ll collaborate closely with stakeholders across North America and Europe — including Product, Treasury Operations and Customer Success teams.

What You\'ll Do

• You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
• You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

• You have 5+ years of experience designing, developing and launching backend systems at scale using Kotlin or Java.
• You have a track record of developing highly available distributed systems using technologies like AWS, MySQL and Kubernetes.
• Familiarity with CI/CD practices and safe production deployments.
• Proficiency in SQL and working with data-rich environments.
• Experience with Snowflake, dbt, Airflow, or Chronosphere (nice to have).
• Background in payment systems and banking industry standards (nice to have).
• You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design.
• You write high quality code that is easily understood and used by others.
• You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Base Pay & Benefits

Base Pay Grade – N; Equity Grade – 4

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). Employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

• Type of employment: Contract of Employment
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Employee Resource & Community Groups

This role is eligible for creative tax benefits, subject to applicable law and company policy.

Location - Remote Poland; The majority of our roles can be located anywhere in Poland. The majority of our roles are remote and you can work almost anywhere within the country of employment. A limited number of roles remain office-based due to the nature of their job responsibilities.

Affirm is proud to be a remote-first company. We offer competitive benefits anchored to our core value of people come first.

EEO & Hiring Notice

We believe it’s important to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need during the hiring process.

We collect this information to create an inclusive experience for candidates. Your voluntary response will have no impact on your candidacy at Affirm.

By clicking "Submit Application," you acknowledge that you have read Affirm\'s Global Candidate Privacy Notice and give informed consent to the collection, processing, use, and storage of your personal information as described therein.