Principal Product Manager Payments and Expense Management

Ottimate; Warszawa, Polska; On-site; PLN 336,000 - 506,000; Full time

Job summary

A leading financial technology company in Poland is looking for a Principal Product Manager to oversee the strategy and roadmap for their Payments and Expense Management product suite. This key leadership role will involve working closely with cross-functional teams to develop innovative payment solutions. The ideal candidate will have over 8 years of product management experience, particularly in payments or fintech, and excellent collaboration skills. This is a full-time contractor position offering dynamic responsibilities in a diverse environment.

Qualifications

• 8+ years of product management experience, at least 4 years in payments or fintech.
• Proven ability to lead product areas from concept to scale.
• Deep understanding of B2B payment flows and financial operations.
• Strong communication skills and comfort in a leadership role.

Responsibilities

• Own product vision and roadmap for Payments and Expense Management.
• Drive product discovery to uncover customer needs.
• Define and deliver features for vendor payments and real-time spend visibility.
• Collaborate with Engineering and Design teams to create compliant solutions.
• Evaluate integration opportunities in embedded finance and expense platforms.

Skills

Product management

Payments expertise

Fintech knowledge

Cross-functional collaboration

Data analysis

Job description

Job Title: Principal Product Manager – Payments and Expense Management

Location: Poland / Eastern Europe

Type: Full-Time - Contractor

Ottimate is an AI-powered APүгүн [Accounts Payable] automation platform that empowers finance teams to reduce costs, prevent overpayments, detect fraud, and enforce policy compliance across the entire invoice-to-payment lifecycle.

The Role

We’re looking for a Principal Product Manager to lead the strategy, roadmap, casing execution for Ottimate’s Payments and Expense Management product suite—encompassing our VendorPay and Ottimate Spend offerings. This is a critical leadership role in the Product organization. As the most senior PM on the Payments and Expense side of our business, you’ll shape the future of Ottimate’s financial workflows—from virtual cards and invoice‑free settlement to real‑time expense tracking and spend control. You’ll work cross‑functionally with Engineering, Design, Finance, Partnerships, and GTM teams to deliver intuitive, scalable, and secure payment and spend experiences for our customers in hospitality, retail, and healthcare.

Responsibilities

• Own the product vision and roadmap for Payments and Expense Management across VendorPay and Ottimate Spend
• Drive product discovery to uncover customer pain points, evolving needs, and industry trends
• Define, prioritize, and deliver high‑impact features that power vendor payments, corporate cards, and real‑time spend visibility
• Partner closely with Engineering and Design to deliver delightful, performant, and compliant solutions
• Collaborate with Finance, Risk, and Compliance teams to meet regulatory.Enum security requirements across payment methods (ACH, virtual cards, check, etc.)
• Work with Sales, Success, and Marketing to support launches, enablement, and product positioning
• Evaluate partner and integration opportunities, especially in embedded finance, expense platforms, and vertical ERPs
• Serve as the internal and external product expert for all things Payments and Expense Management
• Track key metrics and user feedback to iterate, scale, and improve product performance and customer satisfaction

Qualifications

• 8+ years of product management experience, including at least 4 years in payments, fintech, or expense management
• Proven ability to lead complex product areas from 0 to 1 and 1 to scale
• Deep understanding of B2B payment flows, financial operations, and card ecosystems
• Demonstrated success driving growth and adoption in transactional or usage‑based revenue models
• Strong data instincts and comfort with both qualitative research and quantitative analysis'label>
• Exceptional collaboration and communication skills; thrives in cross‑functional leadership
• Prior experience working in mid‑size or growth‑stage SaaS companies is a plus
• Bonus: Experience with vertical SaaS, AP/AR automation, or ERP integrations

Ottimate is-going an equal opportunity employer that is committed to diversity and inclusion. We do not discriminate based on race, color, national origin, religion, gender, gender expression, sexual orientation, age, veteran status, disability status, or marital status. If you are excited about the role but do not meet 100% of the qualifications listed above, we encourage you to apply.