Payments Architect

EPAM Systems, Inc.; Polska; Hybrid; PLN 180,000 - 360,000; Full time

Benefits offered by this job

Health insurance

Multisport

Shopping vouchers

Employee stock purchase plan

Job summary

EPAM Systems, Inc. seeks a Payments Architect in Poland to lead architecture design and governance for major payments and digital banking initiatives.

You will craft target state architectures, high-level designs and drive technology strategy across critical programs with PSD2 and GDPR considerations. You will collaborate with cross-functional teams in an Agile or hybrid delivery model, guiding REST API, microservices, SOA and event-driven patterns while ensuring regulatory alignment and

Qualifications

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services.
• Strong background in banking architecture design, including payment systems and digital channels.
• Expertise in RESTful API design, microservices, SOA, and eventing technologies.

Responsibilities

• Lead architecture design and governance for payments and digital banking programs.
• Create target state architectures and high-level designs for multi-workstream delivery.
• Oversee compliance with regulatory standards and enterprise guidelines.

Skills

REST API design

Microservices

SOA

Event-driven integration

Batch processing

Architectural decision tracking

Stakeholder management

Agile delivery

Job description

We're looking for a Payments Architect to join our team in Poland.In this role, you will lead architecture design and governance for large-scale payments and digital banking initiatives that involve regulatory compliance and innovation. Acting as a key technology leader, you will create target state architectures, produce high-level designs and drive technology strategy for critical financial services programs. This position offers an excellent opportunity to work on major digital transformation initiatives, impacting key areas such as PSD2 compliance, GDPR requirements and omni-channel capabilities to deliver better banking experiences.ResponsibilitiesConduct As-Is architecture assessments and produce Target State Architecture definitions for payment and digital banking initiativesCreate high-level design documentation and provide architectural guidance for development teams across multiple workstreamsDesign solutions leveraging key patterns and technologies such as REST API development, microservices-based architecture, SOA, event-driven integration and batch processingManage architectural decision tracking and ensure alignment with enterprise and regulatory standardsPresent solution options, negotiate trade-offs and secure agreement with business and technology stakeholdersEnsure architectural deliverables support both regulatory requirements and commercial objectivesOversee the application of EPAM’s best practices and reusable components in solution architectureActively collaborate with cross-functional teams in an Agile or hybrid delivery modelRequirementsProven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial servicesStrong background in banking architecture design, including payment systems, digital channels and integration patternsExpertise in RESTful API design, microservices architecture, SOA principles and eventing technologiesUnderstanding of batch integration patterns and related technologiesExperience managing and tracking architectural design decisions within complex enterprise programsAbility to evaluate solution options and facilitate agreement between technical and business stakeholdersStrong communication, negotiation and problem-solving skillsFluent English, both spoken and writtenNice to haveFamiliarity with regulatory-driven projects such as PSD2, GDPR and similar regulationsKnowledge of omni-channel banking concepts and modernization initiativesBackground in Agile and hybrid delivery methodologiesWe offerWe gather like-minded people:Top tech minds driving innovation in AI, cloud and digital platform modernizationSupportive team and agile, startup-like cultureHybrid by design mode and opportunity to work remotely within PolandChance to work abroad for up to 60 days annuallyBusiness-driven relocation opportunitiesWe provide growth opportunities:Career development programsThought leadership, mentoring, soft skills and well-being programsCertification (Anthropic, Gemini, GCP, Azure, AWS)English classesWe cover it all:Stable payParticipation in the Employee Stock Purchase Plan with a 15% discountBenefits package (health insurance, multisport, shopping vouchers)Referral bonuses up to $2,000Offices featuring entertainment and relaxation zones, table tennis and football, free snacks, coffee and moreCorporate, social and well-being eventsPlease, note:Benefits listed above are available to employees onlyWe are open for working with Contractors. Terms of B2B cooperation agreements are agreed individuallyWe will reach out to selected candidates exclusivelyEPAM is global leader in AI transformation engineering and integrated consulting, serving Forbes Global 2000 companies and ambitious startups. With over thirty years of expertise in custom software, product and platform engineering, we empower our clients to become AI-Native enterprises, driving measurable value from innovation and digital investments.