Hybrid Portfolio Credit Risk Analyst – Operations

Citigroup Inc.; Warszawa; Hybrid; PLN 86,000 - 136,000; Full time

Benefits offered by this job

Pension plan

Private medical care

Life insurance

Employee assistance program

Parental leave

Sport card

Job summary

Citi Solutions Center Poland is seeking a Credit Risk & Operations Analyst to join the Institutional Credit Management team. The role focuses on managing credit facility lifecycles, strengthening governance, and supporting business transformation initiatives that impact Markets and Banking.

You will work with senior stakeholders, coordinate with tech, risk, and operations, and ensure documentation meets policy standards while supporting risk controls.

Qualifications

• 1–3 years of experience in financial services, credit operations, risk management, business analysis, or a related field.
• Analytical capability to synthesize large volumes of data and translate findings into clear, actionable business insights.
• Clear written and verbal communication skills, including the ability to present findings and recommendations confidently to senior stakeholders.
• Strong organizational skills with the ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Proficiency in Microsoft Excel and PowerPoint, with the ability to produce well-structured analysis and presentations.
• Bachelor's degree or equivalent professional experience.

Responsibilities

• Manage the end-to-end lifecycle of credit facility amendments, ensuring customer facility changes and credit approval information are accurately captured and maintained across relevant systems.
• Assess credit facility amendments to identify material changes or exceptions, escalating issues to maintain data integrity and compliance with credit policies and regulatory requirements.
• Analyze large and complex data sets to surface trends, identify operational gaps, and deliver clear, data-driven recommendations to senior stakeholders.
• Coordinate with technology, operations, risk, and control teams to resolve process issues and improve the effectiveness of credit administration workflows.
• Monitor operational and credit-related risks associated with business decisions and process changes, supporting control activities to strengthen governance frameworks.
• Participate in business transformation projects from problem identification through to post-implementation review, contributing to measurable improvements in operational efficiency and risk management.
• Verify that documentation is complete and meets credit policy standards and local regulatory requirements before facility implementation, including due diligence activities such as authorized signer screening.
• Build and maintain effective working relationships with senior leadership, business partners, and cross-functional support teams to facilitate informed decision-making.

Skills

Financial services experience

Credit operations

Risk management

Business analysis

Analytical skills

Data presentation

Excel and PowerPoint

Bachelor's degree or equivalent

Clear communication

Education

Bachelor's degree or equivalent

Tools

Access

SQL

Reporting platforms

Job description

Citi Solutions Center Poland is seeking a Credit Risk & Operations Analyst to join the Institutional Credit Management team. The role focuses on managing credit facility lifecycles, strengthening governance, and supporting business transformation initiatives that impact Markets and Banking.

You will work with senior stakeholders, coordinate with tech, risk, and operations, and ensure documentation meets policy standards while supporting risk controls.