FX Credit Underwriter: SME Financing & Risk

Revolut Ltd; Polska; On-site; PLN 180,000 - 300,000; Full time

Job summary

Revolut Ltd in Poland is seeking an experienced Underwriter to assess SME financing applications for FX products and trading facilities. You will underwrite autonomously, improve auto-decisioning tools, and monitor an active lending book to grow a profitable business credit portfolio.

Join a global team and help shape risk policies, KRIs, and decisioning standards while delivering a positive experience for business customers. This role offers a hybrid work model and strong growth opportunities.

Qualifications

• Bachelor's degree in engineering, statistics, maths, economics or management from a top university.
• Experience in credit policy governance and second/third line risk controls.
• Familiarity with fraud risk management in business credit underwriting.

Responsibilities

• Underwrite SME financing applications for FX products and trading facilities.
• Rationalise risk/reward balance for each application.
• Decision FX limits or present to credit committee for review.
• Improve risk underwriting policies for FX exposures.
• Ensure KPIs on underwriting and monitor limit utilisation.
• Identify inefficiencies and drive improvements in onboarding and margining.

Skills

Credit risk

FX risk

Data analysis

Fraud controls

SQL

Python

Education

Bachelor's degree in quantitative field

Master's degree

Tools

SQL

R

Python

Job description

Revolut Ltd in Poland is seeking an experienced Underwriter to assess SME financing applications for FX products and trading facilities. You will underwrite autonomously, improve auto-decisioning tools, and monitor an active lending book to grow a profitable business credit portfolio.

Join a global team and help shape risk policies, KRIs, and decisioning standards while delivering a positive experience for business customers. This role offers a hybrid work model and strong growth opportunities.