Credit Risk Manager: Drive Profit via Data-Driven Lending

IPF Digital; Warszawa; On-site; PLN 180,000 - 240,000; Part time

Benefits offered by this job

Learning programs

Mental health platform

Team outings

Private health care

Multisport card

International teams

Job summary

IPF Digital is hiring to drive profitable customer growth while managing credit, fraud and operational risk. You will shape end-to-end credit risk strategy and oversee rules, models and decision systems in partnership with our global credit hub.

The role requires translating data into decisions, collaborating across risk, credit, and operations, and working with external partners to ensure quality, efficiency and responsible lending in an international, digital-first environment.

Qualifications

• Must have solid experience in credit risk management within digital lending or financial services.
• Hands-on experience with credit policies, decisioning and scoring (including analytic work and SQL).
• Ability to translate data into decisions with strong analytical thinking.

Responsibilities

• Design and evolve end-to-end credit strategy balancing growth, profitability and responsible lending.
• Analyse performance data to identify risks and opportunities across the credit lifecycle.
• Oversee rules, models, scorecards and decision systems in collaboration with the global credit hub.
• Own underwriting and collections strategy and operations; manage external partners and cross-functional stakeholders.

Skills

Credit risk management

Credit policies

Decisioning & scoring

SQL

Data-driven decisions

English proficiency

External partnerships

Cross-functional collaboration

Tools

Credit risk tools

Decision engines

Job description

IPF Digital is hiring to drive profitable customer growth while managing credit, fraud and operational risk. You will shape end-to-end credit risk strategy and oversee rules, models and decision systems in partnership with our global credit hub.

The role requires translating data into decisions, collaborating across risk, credit, and operations, and working with external partners to ensure quality, efficiency and responsible lending in an international, digital-first environment.