Credit Risk Consultant

Accenture; Kraków; Hybrid; PLN 180,000 - 280,000; Full time

Benefits offered by this job

Employment contract (Umowa o pracę)

Private medical care

Life insurance

Employee share purchase plan

Paid referral program

Extensive training package

Job summary

Accenture in Kraków seeks a Risk Consultant in our CFO&EV practice to deliver Credit Risk projects for global clients. You will shape risk solutions, perform data-driven analyses, and apply advanced technologies to transform risk management functions.

The role requires 3–5 years in credit risk, strong English, and familiarity with Basel frameworks, PD/LGD/EAD modeling, and risk platforms. Some travel across Europe is expected.

Qualifications

• 3–5 years of Credit Risk management experience.
• Familiarity with Basel III/IV, IFRS 9 and related frameworks.
• Experience with PD, LGD, EAD modeling and scoring systems.

Responsibilities

• Act as a Credit Risk management professional on client projects.
• Help shape thought leadership on current Credit Risk topics.
• Use quantitative skills to derive data-driven insights for clients.
• Leverage Big Data, Cloud, AI/ML to enhance risk functions.
• Collaborate with international teams where English is the common language.

Skills

Credit Risk

Quantitative skills

PD LGD EAD models

Risk platforms

Data management

English proficiency

Tools

Bloomberg

Reuters

Murex

Moody’s

OFSAA

Job description

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth, and enhance citizen services.

We offer solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song.

As a Risk professional in the CFO&EV team in Strategy&Consulting you’ll work on delivery of projects for our clients - key industry players in the Risk Management sectors around the world. You’ll help our clients keep up with fast changing regulations, innovations as well as changing market conditions. You will be part of a team that brings to our clients industry-leading best practices, technologies and strategies in everything from credit, market, liquidity, enterprise or operational risk and financial crime perspective - to regulatory compliance, robotics, artificial intelligence - and advanced quantitative modelling.

You will be part of multidisciplinary team of risk professionals demonstrating broad palette of skills in various areas.

For more information about CFO&EV teams please visit our website: CFO&EV.

THE WORK:

Although no two days at Accenture are the same, as a Risk Consultant in our CFO&EV practice, a typical day might include:

• Acting as a Credit Risk management professional while working with Accenture’s global teams to help clients develop cutting edge and industry leading solutions
• Shaping Accenture’s thought capital around current and emerging Credit Risk management topics
• Using your analytical & quantitative skills to provide clarity to complex issues and gather data as well as model driven insights
• Helping clients use technological risk innovations (Big Data & Cloud Solutions, Robotics, Artificial Intelligence, Machine Learning) to enhance and transform the risk management function
• Working across a dynamic, international team where English is the common language

Flexible: We are delivering our work mostly remotely but knowing that our way of working is also based on traveling and serving advisory, typically working closely with our Clients in their offices, willingness and ability to work at client’s locations mostly across Europe, but also other locations, for short or long term is still required.

With all our roles, there is some in-person time for collaboration, learning and building relationships with clients, peers, leaders, and communities. As an employer, we will be as flexible as possible to support your specific work/life needs.

HERE’S WHAT YOU’LL NEED:

Minimum 3-5 years of Credit Risk management experience. Candidates should demonstrate knowledge in one or more of the following aspects:

• Quantification skills in the Credit Risk domain
• An understanding of market environment as well as risk regulatory frameworks: knowledge of Basel III and IV principles and practices, ICAAP, CECL, CRD V/VI, IFRS 9, etc.
• Experience in PD, LGD, EAD models and rating/scoring systems
• Experience across risk platforms and technologies/products, for example Bloomberg, Reuters, Murex, Moody’s, OFSAA, etc.
• Operational procedures and processes covering also data management in the Credit Risk area
• Proficient level in English (written & spoken)

Research indicates that some candidates, especially the most diverse ones, may hesitate to apply for positions if they don’t meet all requirements. If you believe you possess the necessary skills, even if not meeting every requirement, we wholeheartedly encourage you to submit your application.

BONUS POINTS IF YOU ARE AND HAVE:

• Digitally savvy and conscious of new technologies; continuous learner; knowledge of programming languages (R, SAS, VBA, SQL, PYTHON)
• Industry certifications such as FRM, PRM, CQF, CFA.

WHAT WE OFFER:

• Employment contract (Umowa o pracę)
• Individual support of a People Lead and a specific path of professional development, as well as the possibility of a session with a Coach.
• A wide training package (soft, technical, and language training offer, access to the e-learning platforms, Gallup test, GenAI training, possibility of co-financing courses, and certification).
• Employee Assistance Program - legal, financial, and psychological consultations.
• Accenture employees eligible for the Employee share purchase plan automatically become eligible for quarterly dividends if they own company shares.
• Paid employee referral program.
• Private medical care, life insurance.
• Access to the Worksmile platform (possibility of using a wide range of products and services, including the Multisport card).

WHAT WE BELIEVE:

Accenture does not discriminate employment candidates on the basis of race, religion, color, sex, age, disability, national origin, political beliefs, trade union membership, ethnicity, denomination, sexual orientation or any other basis impermissible under Polish law.

All our leaders are committed to building a better, stronger and more durable company for future generations to create positive, long-lasting change. Inclusion and diversity are fundamental to our culture and core values. Our rich diversity makes us more innovative and creative, which helps us better serve our clients and our communities.

Our position as partner to many of the world’s leading businesses, organizations and governments affords us both an extraordinary opportunity and a tremendous responsibility to make a difference. Sustainability is one of our greatest responsibilities, which we embed it into everything we do and for everyone we work with.

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-create tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us at www.accenture.com

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences.All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, sexual orientation, gender identity or expression, marital status, citizenship status or any other basis as protected by applicable law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.