Credit Risk Analyst

BFF Banking Group; Łódź; On-site; PLN 164,000 - 294,000; Full time

Benefits offered by this job

Health insurance

Job summary

BFF Bank S.p.A. is seeking a Credit Risk Analyst to support risk assessment, monitoring, and reporting across corporate clients and public entities. The role emphasizes analytical rigor, accuracy, and timely risk evaluation.

Ideal candidates hold a degree in Economics or Finance with 2–3 years in credit risk analysis, plus strong MS Excel skills and English proficiency. This full-time position is based in Poland, with standard office hours.

Qualifications

• University degree in Economics, Finance, or a related field.
• 2-3 years of professional experience in credit risk analysis.
• English proficiency at least B1/B2, with financial terminology.
• Strong knowledge of financial risk analysis and collateral instruments.

Responsibilities

• Recommending credit applications for approval or rejection.
• Monitoring corporate clients.
• Analyzing risk-related data for internal and external purposes.
• Preparing periodic and ad hoc risk analysis reports.
• Monitoring, classifying, assessing, and reporting on the economic situation and risk levels of clients.
• Managing and coordinating preventive and corrective actions.

Skills

Credit risk analysis

MS Excel

Financial statement analysis

English communication

Education

Bachelor's degree in Economics/Finance or related field

Tools

MS Office

Job description

BFF Bank S.p.A. is a banking institution with approximately 40 years of experience in the market, listed on the Italian Stock Exchange and continuously growing and expanding. It is Italy’s largest operator in specialized finance and a leading player in Europe in the management and non-recourse factoring of trade receivables owed by Public Administrations. The Group is also a market leader in Italy in the Securities Services and banking payments businesses.

To strengthen our internal team, we are looking for a: Credit Risk Analyst

Your Responsibilities

• Recommending credit applications for approval or rejection;
• Monitoring corporate clients;
• Analyzing risk-related data for internal and external purposes;
• Preparing periodic and ad hoc risk analysis reports;
• Monitoring, classifying, assessing, and reporting on the economic situation and risk levels of clients;
• Managing and coordinating preventive and corrective actions.

Our Requirements

• University degree in Economics, Finance, or a related field;
• At least 2-3 years of professional experience in credit risk analysis within the financial sector;
• English proficiency at a minimum B1/B2 level, including financial terminology;
• Advanced knowledge of Microsoft Office, particularly MS Excel;
• Knowledge of financial risk analysis and the ability to assess the economic and financial standing of companies and local government entities;
• Understanding of accounting principles, commercial law, and legal regulations concerning collateral and security instruments;
• Strong organizational skills, attention to detail in analytical work, goal orientation, and the ability to work effectively under time pressure.

At BFF Bank S.p.A., we are committed to ensuring that every individual has access to equal opportunities and fair treatment. Everyone is assessed based on their value, skills, and merits, regardless of ethnicity, age, gender, disability, or any other characteristic (such as marital or parental status) that could constitute a discriminatory factor. This approach enables the Group to attract, develop, and retain the best talent.

BFF promotes an inclusive working environment based on the principles of equal opportunity and the enhancement of diversity.

Privacy Notice

"Personal data is processed by BFF Bank S.p.A., acting as Data Controller, for the purpose of managing your application through personnel authorized to process such data. For further information regarding the processing of your personal data, please refer to the privacy notice pursuant to Article 13 of Regulation (EU) 2016/679, available at the following link or on the Data Controller’s website: https://it.bff.com/it/Informativa-Trattamenti."