Credit Risk Analyst

eTeam; Warszawa; On-site; PLN 45,000 - 56,000; Full time

Job summary

eTeam in Warsaw, Poland, is seeking a Credit Risk professional to join our risk division and support credit assessment and risk management in a global financial environment.

You will analyze credit fundamentals, assess risk mitigants, and contribute to lending decisions while collaborating with Global Banking & Markets, Legal, and Operations. The role offers growth through coaching and an international setting.

Qualifications

• 0-3 years of experience in credit risk or financial analysis
• Knowledge of derivatives, funding, and lending is an advantage
• Strong analytical and financial modelling skills
• Proficient to advanced MS Office

Responsibilities

• Assess the credit and financial strength of counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors, including valuation, for internal ratings and lending transactions underwriting
• Collaborate with the business teams, including Global Banking & Markets, Legal, Operations to review client credit requests while ensuring the firm’s risk return needs are balanced
• Proactively monitor and assess counterparts and industry subsectors in your portfolio and report relevant information and its impact to senior management in a timely manner
• Review and approve derivative, funding and lending transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses
• Interact with regulators, internal/external auditors as part of the ongoing supervision process
• Prepare regular reports on market updates, counterparty exposures, limit breaches etc., that will be sent to senior management and assist in decision making.

Skills

Credit risk

Financial analysis

MS Office

Regulatory knowledge

Tools

Excel

PowerPoint

Word

Outlook

Job description

Work location: Warsaw, Poland

Pay rate: PLN39.35/h

Contract duration: 12 -month contract with a possibility of extension

Client: A global financial institution providing investment banking, securities, asset management and wealth management services to corporations, governments and individuals worldwide.

About the role

Our client is looking for talented professionals to join their Risk Division, a team of specialists responsible for managing the firm’s credit, market, liquidity, and operational risk. The company places a strong emphasis on professional development, offering an exceptional performance culture, on-the-job coaching, and opportunities to learn from experienced leaders. The role will contribute directly to the firm’s success through risk assessment and analytical support.

Our client is looking for a professional to join their Credit Risk department, which works closely with Global Banking and Markets and other control functions to manage the firm’s credit risk. The team is responsible for protecting the firm’s capital by assessing clients’ credit fundamentals, evaluating risk mitigants, and making informed decisions aligned with the firm’s risk appetite.

With around 350 professionals across 10 offices globally, the Credit Risk team is organized into various industry groups, including Funds, Financial Institutions, and Private Clients. This opportunity offers the chance to develop strong expertise in credit risk management and financial transactions while working in an international environment.

Responsibilities

• Assess the credit and financial strength of counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors, including valuation, for internal ratings and lending transactions underwriting
• Collaborate with the business teams, including Global Banking & Markets, Legal, Operations to review client credit requests while ensuring the firm’s risk return needs are balanced
• Proactively monitor and assess counterparts and industry subsectors in your portfolio and report relevant information and its impact to senior management in a timely manner
• Review and approve derivative, funding and lending transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses
• Interact with regulators, internal/external auditors as part of the ongoing supervision process
• Prepare regular reports on market updates, counterparty exposures, limit breaches etc., that will be sent to senior management and assist in decision making.

Expectations

• We are looking for highly motivated individuals with a keen interest in financial markets and a desire to learn. We value diversity of thought and a collaborative spirit.
• 0 - 3 years of prior work experience in a relevant field, preferably within credit risk management or financial analysis
• Ideal candidate will have some practical knowledge of capital market products or accounting/corporate finance
• Knowledge of derivatives, funding, and lending products and related trading documentation, would be an advantage
• Strong analytical and, preferably, financial modelling skills
• Proficient to advanced skills with MS Office (Excel, PowerPoint, Word, Outlook)
• Highly organized with exceptional attention to detail and follow-through
• Strong ability to manage multiple projects with competing deadlines
• Capability of understanding, describing, and debating complex concepts
• Ability to work in a fast-paced environment
• Broad knowledge of GS’s businesses
• Exceptional work ethic, integrity, ethical standards, sound judgment and ability to play in a team.