Compliance Associate (fix term contract - 12 months)

VISA; Warszawa; On-site; PLN 99,000 - 163,000; Full time

Job summary

Visa is hiring a Compliance Associate to safeguard its payments ecosystem by identifying sanctions risks and investigating alerts. You will analyze customer activity and determine escalation for higher-risk cases in a fast-paced environment.

This 12-month fixed-term role focuses on sanctions screening and risk assessment, with in-office requirements and opportunities to collaborate across teams and tools to ensure accurate, audit-ready case work.

Qualifications

• Previous experience in AML, sanctions, payment operations or a similar environment.
• A basic understanding of financial crime risks, sanctions, PEPs, watchlists, adverse media, fraud indicators or payment services risk.
• Experience within fintech, banking, payments, e-money or broader financial services.
• Relevant degree, professional qualification or equivalent practical experience.
• An analytical mindset and curiosity about customer behaviour, transaction patterns and financial crime risk.
• Excellent attention to detail and ability to identify anomalies within data, names, entities, geographies and payment context.
• Clear written communication and ability to produce accurate case notes and investigation narratives.

Responsibilities

• Review alerts generated through transaction sanctions screening and other financial crime controls.
• Analyze customer behavior, payment activity, transaction patterns, corridors and payment context to identify unusual activity.
• Assess potential sanctions, watchlist or AML matches using available customer and transaction information.
• Gather and assess information from internal systems and relevant external sources to support investigation outcomes.
• Prepare clear, concise and audit-ready case documentation, including evidence reviewed, rationale applied and final decision.
• Escalate high-risk, complex, unusual or potentially suspicious activity in line with established procedures.
• Support Requests for Information (RFIs) and evidence gathering where additional customer or payment context is required.
• Maintain accurate case records and ensure investigation outcomes are documented to procedural and governance standards.
• Work to agreed quality, productivity and service level expectations, including time-sensitive real-time alert handling where applicable.
• Support queue hygiene, prioritization and handover activity where required.
• Participate in team huddles, training, quality calibration, knowledge sharing and continuous improvement activity.
• Stay current on financial crime typologies, sanctions developments and risk indicators relevant to payments, fintech and cross-border flows.

Skills

AML experience

Sanctions

Fintech payments

Data analysis

Attention to detail

Clear communication

Education

Relevant degree

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Pay Transparency

The estimated salary range for a new hire into this position is zł99.050 - zł162.725 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program.

Job Description

As a Compliance Associate, you will help safeguard Visa's payments ecosystem by identifying and assessing potential sanctions and financial crime risks. Using sanctions screening systems and other risk detection tools, you will investigate alerts, analyze customer and transaction activity, and determine when further escalation is required. The role focuses on ensuring sanctions compliance, supporting effective risk management, and escalating higher-risk cases for specialist investigation and SAR consideration where appropriate. You will work in a fast-paced operational environment where accuracy, sound judgement, and attention to detail are critical.

This is a 12 month fixed term contract position

The main focus of the position will be on identifying sanctions risks using sanctions screening software. All risks identified are then escalated for further investigation and SARs where relevant.

• Review alerts generated through transaction sanctions screening and other financial crime controls.
• Analyze customer behavior, payment activity, transaction patterns, corridors and payment context to identify unusual activity.
• Assess potential sanctions, watchlist or AML matches using available customer and transaction information.
• Gather and assess information from internal systems and relevant external sources to support investigation outcomes.
• Prepare clear, concise and audit-ready case documentation, including evidence reviewed, rationale applied and final decision.
• Escalate high-risk, complex, unusual or potentially suspicious activity in line with established procedures.
• Support Requests for Information (RFIs) and evidence gathering where additional customer or payment context is required.
• Maintain accurate case records and ensure investigation outcomes are documented to procedural and governance standards.
• Work to agreed quality, productivity and service level expectations, including time-sensitive real-time alert handling where applicable.
• Support queue hygiene, prioritization and handover activity where required.
• Participate in team huddles, training, quality calibration, knowledge sharing and continuous improvement activity.
• Stay current on financial crime typologies, sanctions developments and risk indicators relevant to payments, fintech and cross-border flows.

Visarequiresat least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Required skills and experience:

• Previous experience in AML, sanctions, payment operations or a similar environment.
• A basic understanding of financial crime risks, sanctions, PEPs, watchlists, adverse media, fraud indicators or payment services risk.
• Experience within fintech, banking, payments, e-money or broader financial services.
• Relevant degree, professional qualification or equivalent practical experience.
• An analytical mindset and curiosity about customer behaviour, transaction patterns and financial crime risk.
• Excellent attention to detail and ability to identify anomalies within data, names, entities, geographies and payment context.
• Clear written communication and ability to produce accurate case notes and investigation narratives.
• Ability to follow procedures consistently while applying sound judgement and escalating promptly.
• Comfortable working with data, case management systems and multiple information sources.
• Ability to manage daily workload, meet deadlines and maintain quality in a regulated operational environment.
• Good teamwork, learning agility and willingness to build financial crime expertise.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa welcome and encourages application from persons with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.