Compl AML Intel Officer - Vice President - Fixed Term Contract

Citi; Warszawa; On-site; PLN 180,000 - 240,000; Full time

Job summary

Citi is hiring a CRIU Lead Analyst in Warsaw for a fixed-term contract. You will perform risk and compliance reviews within AML, handling high-risk cases and mentoring analysts while supporting exams and audits.

Key tasks include conducting investigations, documenting findings, and advising senior management on SARs and remedial actions. Strong AML knowledge and independent judgment are essential for success.

Qualifications

• Experience in drafting and/or approving Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Understanding of advanced money laundering typologies and investigative practices.
• Ability to operate with limited supervision and exercise independent judgement.
• Comprehensive knowledge of AML regulations preferred.
• Strong written and verbal communication skills.

Responsibilities

• Conduct investigations and research on potentially suspicious clients using internal systems.
• Review AML cases for timeliness, accuracy and risk mitigation.
• Document and report findings; prepare case files with supporting documentation.
• Advise senior management on next steps, including SARs and potential relationship actions.
• Mentor junior analysts and support regulatory exams or third-party reviews.
• Lead or assist with ad-hoc AML projects and cross-sector reviews.

Skills

SARs drafting

AML knowledge

MS Office

Analytical skills

Verbal and written communication

Regulatory knowledge

Autonomy

Education

Bachelor’s degree

Master’s degree preferred

Tools

MS Office

Job description

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview - Fixed Term Contract

The CRIU Lead Analyst is senior professional responsible for performing risk and compliance reviews in coordination with the broader Anti-Money Laundering (AML) team. The overall objective is to utilize in-depth AML knowledge to review, analyze and conduct effective due diligence and investigations on higher risk cases that may be a potential risk to Citi. Responsibilities may also include review of cases completed by Analysts for timeliness and accuracy, coaching/training team members, as required, and assisting management in exams/audits, and mitigating operational risks.

What You\'ll Do

• Conduct investigations and research on potentially suspicious clients using various internal and external systems and databases
• Conduct Cross Sector reviews among multiple Citi business lines.
• Document and report the review/investigation findings and prepare case files with the required supporting documentation
• Summarize, in writing, clear and concise findings of the investigations
• Advise senior management on next steps and provide recommendations on the next course of action (relationship retention, termination, Suspicious Activity Report (SAR))
• Manage risks by analyzing the root cause of issues and impacts to business
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm\'s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

This role may also be responsible for:

• Review AML cases completed by Analysts to ensure that any material AML risks have been mitigated and case documentation is in accordance with the unit\’s policies and procedures.
• Carry out SAR Reporting Officer responsibilities by Reviewing/Approving Suspicious Activity Reports (SARs) drafted by Analysts consistent with FinCEN requirements.
• Ensure SAR related regulatory timelines and requirements are followed by the team (i.e., 30 days for SAR; 120 days for supplemental SARs).
• Review/Approve post-investigative actions recommended by Analysts, including relationship termination, Risk Rating Override, and KYC Feedback Loop.
• Ensure that all errors and deficiencies identified by the Quality Assurance Team have been remediated.
• Conduct personalized one-on-one or group mentoring sessions to explain processes, red flags, investigative strategies, techniques, changes in procedures, emerging trends and managerial directives.
• Assist Analysts in overcoming performance related challenges.
• Lead or assist with ad-hoc AML related projects.
• Assist management with regulatory exams and other third-party reviews (e.g., IA, CA).
• Perform complex, cross-sector, and/or high-risk reviews involving unusual transactional patterns, significant negative news, intricate business relationships, potential network activity, prominent/high-profile clients, entities designated as SDN/money laundering concern, and other sensitive matters.
• Manage/mitigate operational risks by analyzing the root cause of issues and impacts to business, make recommendations to Senior Management on process and control enhancements.

What We\'ll Need From You

• Experience in drafting and/or approving Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements
• Understanding of advanced money laundering typologies and techniques, and investigative practices for detecting such activity
• Ability to operate with a limited level of direct supervision
• Ability to exercise independent judgement and autonomy
• Proficient in MS Office
• Proven analytical skills
• Effective verbal and written communication skills
• Comprehensive knowledge of AML regulations preferred
• Responsible for volume, quality and timeliness of work product
• Follows procedures and identifies opportunities to strengthen controls
• Learns from experiences, adapts and improves, and welcomes challenge from others on processes and decisions
• Takes ownership and accountability for delivering outcomes, takes responsibility for own work
• Succeeds together: Builds strong relationships with stakeholders

Education

• Bachelor’s/University degree, Master\'s degree preferred

Education & Benefits Note

This section outlines compensation and benefits information that may be part of Citi offerings at discretion of local entity. For example, discussing base salary ranges and benefits is customary in many markets.