AML Associate

OANDA Corporation; Kraków; On-site; PLN 140,000 - 200,000; Full time

Job summary

OANDA Corporation in Krakow is seeking an AML Specialist to review onboarding AML decisions across Europe, ensuring compliance with local regulations. You will assess individual and corporate applications, including beneficial ownership verification, and handle special cases and escalation.

Strong English communication and regulatory knowledge are essential. You will work with the AML team to maintain audit trails, support investigations, and help meet qualitative targets while adhering to

Qualifications

• Experience evaluating new individual and corporate account applications.
• Ability to interpret regulatory requirements and perform risk assessments.
• Strong written and verbal English communication.

Responsibilities

• Review and assess individual new account applications.
• Review and assess corporate new account applications including beneficial owner verification.
• Review and assess Professional/Experienced classification requests.
• Review and assess new Affiliates/IBs and related inquiries.
• Escalate and refer complex cases to the Team Manager when needed.
• Maintain audit trails and documentation for each review.

Skills

Processing applications

Independent work

Decision making

Time management

Communication in English

Attention to detail

Problem solving

Job description

## AML SpecialistApplylocations: Krakowtime type: Full timeposted on: Posted Todayjob requisition id: JR000838**Fancy helping to shape the future of FinTech?** We have always been innovators. In 1996 we were the first company to share exchange rate information, free of charge on the internet. Today, we are a world leading online trading group. **Join us to:*** Help build the future of online trading* Be part of a culture driven by integrity and global impact* Become part of an award-winning company - check out our full list of awards here **We are only as good as our people. Luckily, our people are the best. Join us!** **How do we work?**The AML team is responsible for the onboarding AML associated decisions across Europe and BVI Divisions, thereby ensuring that the onboarding of new clients is in adherence with relevant local regulations and legal requirements, in support of continued OANDA growth.**In this role, you will:*** Onboarding AML associated decisions and risk assessment, exercising both discretion and judgement, and after using initiative to conduct appropriate investigations: + Reviewing and assessing individual new account applications. + Reviewing and assessing corporate new account applications (including determination of ultimate beneficial owners and verification of any discrepancies with the Central Register of Actual Beneficiaries (CRBR)). + Reviewing and assessing Professional and Experienced classification requests. + Reviewing and assessing new Affiliates/ IBs.* SME (subject matter expert) and point of referral/ escalation for: + PIU updates. + Deceased clients. + Closing accounts. + Joint accounts. + Power of Attorney. + Application anomalies. + MiFID II data mis-matches.* Adherence to local regulations (e.g FCA and MFSA) and relevant AML laws, via adherence to procedures.* Maintain an appropriate audit trail and documentation in all instances, to evidence/support the review and assessment of each onboarded applicant/ query.* Local point of escalation for all referrals/ suspicions, and when necessary following investigations and use of initiative referral to the Team Manager for further review and investigation.* Operate effectively and efficiently in order to ensure that personal variable volume lead quantative targets are met, as well as qualitative expectations.* Identify areas for development, in terms of: operational process, systems and individual training needs.* Other duties as required.**What skillset do you need to be successful in this role?*** Minimum 2 years experience of processing new account applications, both individuals and corporates.* Ability to work independently and multi-task with minimal supervision.* Excellent decision making, time management and organisational skills.* Strong written and verbal communication skills in English, and solution focused. multitaskof indecision-making* Extensive knowledge and experience of UK, EU regulations and AML obligations.* AML focussed, with firm grasp of the purpose of the underlying regulatory and legal requirements.* Enquiring mind.* AML risk recognition, problem solving with maximum attention to detail.* Perform well under pressure.* Client focussed/ centric approach.\_\_\_At OANDA, to help us efficiently process applications, we use AI-driven tools to help source and rank candidates based on professional experience and skills. While these tools provide recommendations, our recruitment process remains human-centric: all final shortlisting and hiring decisions are made by OANDA team. You have the right to request a human review of your application.OANDA Global Corporation is a diverse and global team with offices around the world. We value the unique skills and experiences each individual brings to OANDA. We are committed to creating and sustaining a collegial work environment in which all individuals are treated with dignity and respect and one which reflects the diversity of the community in which we operate. We provide an inclusive and accessible environment for everyone. Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment and selection process, please let us know. We will work with you to provide as seamless a recruitment experience as possible.Learn more about our culture here.Review OANDA Privacy Policy and learn more about how we treat your personal data and protect your privacy.