SVP, SME Risk - Credit Strategy Lead

Recruit AI; Karachi Division; On-site; PKR 4,500,000 - 7,500,000; Full time

Job summary

National Bank of Pakistan invites applications for the position of Wing Head - SME Risk (VP/SVP) based in Karachi. The role carries credit approval authority for SME proposals, covering both conventional and Islamic banking across the country.

The candidate will lead SME risk assessment, reviews, and monitoring in coordination with multiple stakeholders. Essential qualifications include a minimum graduation with advanced certifications preferred; a minimum of 10 years in banking with 7+ years in

Qualifications

• Minimum Graduation or equivalent from a local or international university/college
• Masters degree and/or any other relevant certification(s) will be considered favorably

Responsibilities

• Exercise credit approval authority for SME credit proposals (conventional and Islamic) country-wide
• Review SME product program manual and digital processing of credit approvals
• Assist Head SME Risk with credit review, assessment and monitoring
• Coordinate with business, CAD, audit and Head Office to ensure smooth operations
• Address audit findings and implement corrective measures
• Ensure timely completion of processes within turnaround times
• Monitor credit portfolio, MIS, and timely submissions
• Train and develop the team to maintain high standards
• Perform other assignments as directed by supervisors

Skills

Leadership

People management

Credit risk assessment

SBP Prudential Regulations

Collateral knowledge

SME product program

Problem solving

Credit judgment

Education

Bachelor's degree or equivalent

Master's degree or relevant certification

Job description

National Bank of Pakistan invites applications for the position of Wing Head - SME Risk (VP/SVP) based in Karachi. The role carries credit approval authority for SME proposals, covering both conventional and Islamic banking across the country.

The candidate will lead SME risk assessment, reviews, and monitoring in coordination with multiple stakeholders. Essential qualifications include a minimum graduation with advanced certifications preferred; a minimum of 10 years in banking with 7+ years in