Senior KYC & Due Diligence Specialist

Mashreq; Karachi Division; On-site; PKR 900,000 - 1,300,000; Full time

Job summary

Mashreq is seeking a KYC/AML analyst to perform renewals and due diligence on CIBG clients, aligning with the risk rating matrix and central bank regulations. You will gather documentation, verify information and maintain up-to-date client files to support compliance and audit requirements.

You will review existing clients periodically, document research for management and regulators, investigate high-risk accounts, flag unusual activity, and ensure CB standards are consistently met, with

Qualifications

• Duties include performing due diligence on new/existing clients and requesting KYC information.
• Document research and analysis related to clients for management, regulators, internal audit and compliance.
• Periodically evaluate existing clients according to established CB policies and procedures.
• Verify that KYC files meet CB standards and remain current and complete.
• Investigate high‑risk clients and report where necessary with required documentation.

Responsibilities

• Performing the due diligence on new/existing Clients, requesting the KYC information, documentation, review and verification of received documentation and making an analytical risk assessment for new Clients.
• Thoroughly and succinctly document the research and analysis related to the financial activity and related entities of Clients, for an audience that includes Management, Regulators, Internal Audit, Senior Managers and Internal Compliance.
• Periodically evaluate existing Clients according to established policies and procedures.
• Periodical review of KYC records as to completeness, including verifying that due diligence has been performed and CB standards are complied with; also that the files and risk assessments are current and up to date.
• Investigating high risk clients and reporting where necessary, including Politically Exposed Persons, and obtaining all necessary documentation to complete the client file.

Skills

KYC

AML regulations

Risk assessment

Documentation

Job description

Mashreq is seeking a KYC/AML analyst to perform renewals and due diligence on CIBG clients, aligning with the risk rating matrix and central bank regulations. You will gather documentation, verify information and maintain up-to-date client files to support compliance and audit requirements.

You will review existing clients periodically, document research for management and regulators, investigate high-risk accounts, flag unusual activity, and ensure CB standards are consistently met, with