Manager/Asst. Manager Treasury Front Office

Pakistan; Karachi Division; On-site; PKR 1,800,000 - 2,600,000; Full time

Job summary

Pakistan is seeking a Manager/Asst. Manager Treasury Front Office in Karachi.

The role focuses on money market and liquidity management, market research, and ALCO support, with emphasis on adherence to SBP regulations and IFRS 9 accounting practices. The position requires a Master’s degree in Finance or related field, 5+ years (Manager) or 4+ years (Assistant) treasury experience, and strong proficiency with Refinitiv, Bloomberg, and PSX systems.

Qualifications

• Master’s degree in Finance, Business or related field from an HEC-recognised university.
• Minimum 5 years treasury experience for Manager, 4 years for Assistant Manager.
• ACI Certificate / CFA Level 1 / NIBAF Treasury Certificate may be an added advantage.
• Location: Karachi.

Responsibilities

• Money Market & Liquidity Management.
• Execute money market transactions per the Bank’s Treasury & Investment Policy and approved limits.
• Evaluate money market conditions, liquidity trends, yield curve movements, and cash flow forecasts to identify investment and funding opportunities.
• Actively manage daily liquidity positions and explore investment avenues to maximize portfolio yield while maintaining liquidity buffers.
• Maintain active interbank dealing and market execution via dealing platforms.
• Market Research, Intelligence & ALCO Support.
• Monitor macroeconomic indicators, monetary policy actions, interest rate trajectories, and market trends.
• Prepare treasury MIS, daily liquidity reports, portfolio analytics, and market commentary for ALCO and leadership.
• Settlement Coordination, Compliance & Risk Governance.
• Coordinate with Treasury Back Office and Finance for accurate execution and settlement.
• Adhere to SBP regulations, CRR, SLR, and internal limits.
• Maintain knowledge of treasury accounting (IFRS 9) and risk controls.
• Build relationships with banks, interbank counterparties, SBP, brokerages and custodians.
• Systems Development, Policy & Automation.
• Contribute to TMS enhancements and automation; draft/update policies and SOPs.
• Any other tasks as assigned by management.

Skills

Market Expertise

Technical & Analytical

Systems Inclination

Communication & Synergy

Education

Master’s degree in Finance / Business

Tools

Refinitiv

Bloomberg

PRISM

PSX

MS Excel/Office 365

Job description

Manager/Asst. Manager Treasury Front Office

• Qualification: Minimum of a Master’s degree in Finance , Business or related discipline from a leading international or local university recognised by the Higher Education Commission (HEC) of Pakistan. ACI Certificate/CFA Level 1/NIBAF Treasury Certificate may be an added advantage.
• Experience: Minimum 4(four) years, for Assistant Manager and Minimum 5(five) years for Manager, of relevant work experience in a Treasury of a bank/DFI/NBFI or FMAP accredited brokerage house.
• Location: Karachi
• Grade: AVP II - VP I

Key Responsibilities:

• Money Market & Liquidity Management
• Execute money market transactions in accordance with the Bank’s Treasury & Investment Policy and approved limits.
• Evaluate money market conditions, liquidity trends, yield curve movements, and cash flow forecasts to identify investment and funding opportunities.
• Actively manage daily liquidity positions and explore investment avenues to maximize portfolio yield while maintaining liquidity buffers.
• Maintain active interbank dealing and market execution via dealing platforms.
• Market Research, Intelligence & ALCO Support
• Monitor macroeconomic indicators, monetary policy actions, interest rate trajectories, and global/domestic market trends.
• Conduct continuous financial market research to formulate yield forecasts and actionable investment insights for management.
• Prepare comprehensive treasury MIS, daily liquidity reports, portfolio performance analytics, and market commentary for the Asset and Liability Committee (ALCO) and executive leadership.
• Settlement Coordination, Compliance & Risk Governance
• Coordinate seamlessly with the Treasury Back Office and Finance teams to ensure accurate execution, deal confirmation, timely settlement, and reconciliation.
• Ensure strict adherence to State Bank of Pakistan (SBP) Prudential Regulations, Cash Reserve Requirements (CRR), Statutory Liquidity Requirements (SLR), and internal limits.
• Maintain strong knowledge of treasury-related accounting treatments (IFRS 9), financial reporting, and operational risk controls.
• Build and nurture professional relationships with financial institutions, interbank counterparties, SBP, brokerages, and custodians.
• Systems Development, Policy & Automation
• Contribute to the enhancement, user acceptance testing (UAT), and process automation of the Treasury Management System (TMS) to drive efficiency and reporting accuracy.
• Assist in drafting, reviewing, and updating Treasury Policies, Investment Guidelines, and Standard Operating Procedures (SOPs) in response to market and regulatory changes.
• Any other task assigned by line management.

Core Competence:

• Market Expertise
• Deep understanding of money market dynamics, fixed-income instruments, economics, and yield curve management.
• Technical & Analytical
• Proficiency in Refinitiv, Bloomberg, PRISM, PSX systems, complex financial modelling, and MS Excel/Office 365.
• Systems Inclination
• Strong focus on process automation and digital treasury management workflow optimization.
• Communication & Synergy
• Excellent verbal and written communication skills in English and Urdu, with high interpersonal drive and teamwork.
• High degree of professional ethics, sound judgment, and commitment to institutional goals.
• Ability to operate strategically and execute with a strong attention to detail.
• Collaborative team player with a proactive mindset.