General Banking Officer - Islamic

Mobilink Microfinance Bank Ltd; Peshawar City Tehsil; On-site; PKR 900,000 - 1,300,000; Full time

Job summary

Mobilink Microfinance Bank Ltd. seeks a General Banking Officer - Islamic to manage branch customer interactions under Islamic principles and support all operations as an inputter/maker.

You’ll handle account openings, SOA issuance, and financing accounts while ensuring adherence to Shariah guidelines. The role requires a bachelor’s degree and at least two years of relevant experience, with preference for Islamic Banking certification.

Qualifications

• Bachelor's degree in a relevant field
• Minimum of 2 years' relevant work experience
• Diploma/certification in Islamic Banking preferred

Responsibilities

• Handle branch customers and services per Islamic banking principles
• Work in all branch operations as inputter/maker
• Process account openings and related duties incl. dormancy, stop payments, closures, SOA, financing accounts
• Prepare reports for BSM and Head Office
• Review fixed assets inventory and maintain records
• Address customer queries and resolve complaints within TAT

Skills

Islamic banking knowledge

MS Office

Analytical skills

Team management

Time management

Negotiation skills

Customer relationship

Communication skills

Interpersonal skills

Education

Bachelor's degree

Diploma in Islamic Banking

Tools

MS Office

Job description

What is General Banking Officer - Islamic - MMBL?

• Ensure effective and efficient handling of customers in the branch and provide them services according to the laid down service and quality indicators aligned with Islamic banking principles.
• General Banking Officer is required to work in all operations segments of the branches as an inputter/maker level.
• Handle account opening and its related processes & operations including but not limited to dormancy marking/removal, stop payments marking/revoking, account closures, SOA issuance, fi

What General Banking Officer - Islamic - MMBL does?

• Ensure effective and efficient handling of customers in the branch and provide them services according to the laid down service and quality indicators aligned with Islamic banking principles.
• General Banking Officer is required to work in all operations segments of the branches as an inputter/maker level.
• Handle account opening and its related processes & operations including but not limited to dormancy marking/removal, stop payments marking/revoking, account closures, SOA issuance, financing account opening and closing, deceased marking/removal, Level Migration etc. of Core and Jazz Cash Customers Participate in Gold financing assessments ensuring compliance with Shariah guidelines.
• Preparation of deceased customer cases refund and maintaining record, Manage customer queries in efficient manner.
• Review and monitor the service indicators assigned to the branch and take effective steps for its achievement.
• Perform all types of Non-Financial transactions with accuracy as per SOP. Guide walk in customers properly and cross sell banks products. Prepare all types of reports for further submission to BSM and Head Office.
• Ensure verification of the entire inventory of Fixed Assets by physical check once a year and reconcile fixed assets register. Be the custodian, along with the other officer, of all types of security stationary and its balancing Be the owner of the administrative support of branch in liaison with BSM/BM Handle customer complaints, provide appropriate solutions and alternatives within TAT.
• Responsible for preparing and maintaining of all types of register/record up to date. Reviewing of all type of Sundry and Suspense accounts for their reconciliation. Scanning and uploading of SS cards on daily basis. Inputting of Clearing instruments and there return marking, Refer customers to appropriate banking services and representatives, issuance/Destruction of cheque books, Bankers Cheques and TDR, and there balancing.
• Custodian of received cheque books/ ATM cards and there delivery/maintenance as per SOP to work as backup of Teller, Ensure accuracy of Cash sorting as per SBP Clean notes policy. Processing Cash Deposits and withdrawals (Ensuring regulations as described in Ops Manual) Identifying and reporting Counterfeited Notes. Accurately processing all Cheque deposits (all outward clearing instruments). Ensure Exchanging Cash between Tellers in case of more than one teller.
• Ensuring Cash Transfer from till to Vault and vice versa at Start of Day and End of the Day, respectively. Ensure to perform all FT's, TT's and clearing entries with accuracy. Ensure balancing cash at the end of day (Physical Cash with system T24).
• Maintenance of Cash Balancing register & preparation of Teller Daily Cash Record; SBP Sheet; Vault Position, Average Sheet & other Cash related reports.
• Be the Custodian of allocated Keys and Stamps. Any other responsibility assigned by LM.

What are we looking for and what does it require to be General Banking Officer - Islamic - MMBL?

• Hold a Bachelor's degree from a reputable Institution in relevant field
• Have a minimum of 2 years' relevant work experience.
• Diploma/ certification in Islamic Banking will be given preference.
• Essential Skills:
• Knowledge of Islamic Banking & practices
• Proficient in MS Office
• Strong analytical skills
• Team management
• Time management
• Negotiation skills
• Customer Relationship
• Ability to work under pressure
• Sound communication and interpersonal skills.
• Desirable Skills:
• Skilled in business planning, retail banking and customer service
• Thorough understanding of compliance and regulatory requirements for bank

About MMBL

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.