Underwriting Operations Lead (GI & Life)

MoNeed; Philippines; On-site; PHP 700,000 - 1,000,000; Full time

Job summary

MoNeed is seeking an Underwriting Sub-lead to oversee the GI and Life underwriting teams in daily operations, ensure timely processing of insurance applications, and uphold underwriting guidelines.

The role provides technical leadership, drives process and system improvements, supports governance and audits, and collaborates across Product, Commercial, Operations, Technology, and Claims to deliver reliable, compliant outcomes.

Qualifications

• Bachelor's degree required.
• 3–6 years of underwriting experience.
• Strong analytical and risk assessment abilities.
• Excellent communication and negotiation skills.
• Underwriting certification is a plus.
• Strong leadership and team supervision experience.

Responsibilities

• Lead and oversee day-to-day underwriting operations across GI and Life to ensure timely, accurate processing per guidelines and SLAs.
• Provide technical underwriting leadership; review complex referrals and validate premium, limits, deductibles, and other parameters.
• Drive process, systems, and product improvements; develop SOPs and coordinate UAT for new launches.
• Ensure governance and compliance; prepare reports, monitor KPIs, support audits and regulatory reviews.
• Collaborate with Product, Commercial, Operations, Technology, Claims, and other units to support product implementation and enhancements.
• Develop team capability through coaching, mentorship, and knowledge sharing to uphold underwriting standards.

Skills

Underwriting leadership

Risk assessment

Analytical thinking

Decision making

Communication skills

Team leadership

Education

Bachelor's degree

Job description

MoNeed is seeking an Underwriting Sub-lead to oversee the GI and Life underwriting teams in daily operations, ensure timely processing of insurance applications, and uphold underwriting guidelines.

The role provides technical leadership, drives process and system improvements, supports governance and audits, and collaborates across Product, Commercial, Operations, Technology, and Claims to deliver reliable, compliant outcomes.