Treasury Finance Manager/Lead – NBFC Executive Partners

The Corporate Institute; Hinoba-an; On-site; PHP 2,628,000 - 4,600,000; Full time

Job summary

The Corporate Institute is seeking a Treasury Finance Manager/Lead for its NBFC division in Mumbai. The role focuses on end-to-end treasury functions, debt raising, liquidity management, and working capital optimization to support scalable growth.

You will lead debt initiatives, evaluate lenders, negotiate terms, and ensure regulatory compliance while strengthening treasury MIS and lender relationships. A strong background in NBFC finance and RBI norms is essential.

Qualifications

• CA / MBA (Finance) / CFA preferred.
• 6 – 10 years of relevant experience in treasury, debt raising, or corporate finance.
• NBFC / Financial Services / Agri-finance / Structured Finance preferred.
• Strong understanding of debt instruments, working capital structures, RBI regulations, and lender negotiations.

Responsibilities

• Lead debt raising initiatives including term loans, working capital loans, structured debt, and refinancing opportunities.
• Evaluate and onboard lenders (banks, NBFCs, FIIs, AIFs, DFIs) with a clear debt POV aligned to business needs.
• Negotiate pricing, covenants, security structures, and documentation for all borrowing arrangements.
• Support long-term capital planning and optimize cost of funds for the NBFC.
• Structure and manage fund-based limits (CC/WCDL/OD) to support operating requirements.
• Monitor utilization, renewals, enhancements, and covenant compliance across all limits.
• Familiar with Direct Assignment, PTC, Securitisation and ARC transactions.
• Oversee daily treasury operations including cash positioning, fund flows, and bank account management.

Skills

Debt structuring

Lender negotiations

Working capital

Treasury management

Regulatory compliance

Education

CA

MBA (Finance)

CFA

Job description

Position Title: Treasury Finance Manager/Lead – NBFC

Location: Mumbai

Reporting To: CFO / Head – Finance (NBFC)

ABOUT THE ROLE

The Treasury Finance role will be responsible for managing the end-to-end treasury function from a debt perspective, with a strong focus on fund raising, liquidity management, and working capital optimization for the NBFC Group. The role will drive structured debt, non-fund-based limits, and fund-based working capital facilities, while also strengthening treasury operations, MIS, and lender relationships. This position plays a critical role in ensuring sustainable capital availability to support business growth.

KEY RESPONSIBILITIES

Debt Raising & Capital Management (Core Focus)

• Lead debt raising initiatives including term loans, working capital loans, structured debt, and refinancing opportunities.
• Evaluate and onboard lenders (banks, NBFCs, FIIs, AIFs, DFIs) with a clear debt POV aligned to business needs.
• Negotiate pricing, covenants, security structures, and documentation for all borrowing arrangements.
• Support long-term capital planning and optimize cost of funds for the NBFC.

Working Capital & Limits Management

• Structure and manage fund-based limits (CC/WCDL/OD) to support operating requirements.
• Manage and enhance non-fund-based limits including LC, BG, and trade finance instruments.
• Monitor utilization, renewals, enhancements, and covenant compliance across all limits.
• Drive improvements in working capital efficiency from a lender and operational perspective.
• Familiar with Direct Assignment, PTC, Securitisation and ARC transactions.

Treasury Operations & Cash Flow Management

• Oversee daily treasury operations including cash positioning, fund flows, and bank account management.
• Prepare short-term and medium-term cash flow forecasts to ensure liquidity adequacy.
• Ensure seamless coordination between treasury, operations, and business teams.

MIS, Reporting & Governance

• Develop robust treasury MIS covering borrowings, utilization, cost of funds, maturity profiles, and covenants.
• Prepare lender-specific reports, board notes, and management dashboards.
• Ensure strong documentation, audit readiness, and adherence to internal treasury SOPs.

NBFC Compliance & Stakeholder Management

• Work closely with finance, legal, and compliance teams to ensure adherence to RBI norms applicable to NBFCs.
• Act as the primary point of contact for lenders, bankers, rating agencies, and advisors.
• Support credit rating processes and periodic reviews.

Process Improvement & SOPs

• Streamline treasury processes and introduce best practices in controls, reporting, and automation.
• Establish and improve SOPs across treasury and debt management functions.

KEY COMPETENCIES

• Strong debt and capital structuring mindset with hands-on execution ability.
• Excellent lender relationship and negotiation skills.
• High ownership, operational rigor, and attention to detail.
• Ability to work in a fast-paced, growth-oriented NBFC environment.
• Strong analytical, MIS, and stakeholder management capabilities.

QUALIFICATIONS & EXPERIENCE

• Qualification: CA / MBA (Finance) / CFA preferred.
• Experience: 6 – 10 years of relevant experience in treasury, debt raising, or corporate finance.
• Industry Exposure: NBFC / Financial Services / Agri-finance / Structured Finance preferred.
• Skill Set: Strong understanding of debt instruments, working capital structures, RBI regulations, and lender negotiations.