Technical Product Manager - AI Finance App

BJAK; Manila; On-site; PHP 800,000 - 1,600,000; Full time

Job summary

KIRA is seeking a product leader to own a complex, AI-enabled payments platform in a remote, globally distributed team. You will shape design, maintain a backlog prioritized by value and risk, and drive decisions across engineering, design and compliance.

This role demands strong technical judgment, experience with regulated domains, and the ability to navigate trade-offs between correctness, speed, cost and UX. English communication is essential.

Qualifications

• Significant experience owning a complex technical product end-to-end with strong judgement under ambiguity.
• Solid system design and ability to review and challenge design docs.
• Experience in regulated/high-consequence domains (payments, banking, remittance, insurance).
• Hands-on with LLM-based products; framing features for eval and handling hallucination/data gaps.
• Nice to have: engineer or tech-PM background; shipped AI-heavy consumer products; SEA market experience.

Responsibilities

• Own end-to-end product outcomes and maintain a prioritized backlog.
• Shape technical design with engineering – money-movement correctness, reliability, and security.
• Make deliberate trade-offs between correctness, speed, cost, reliability and UX.
• Apply AI with governance: define what can be decided, who stays in the loop, how evaluated.
• Collaborate across Engineering, Design, Compliance, Operations, Treasury and Finance/Reconciliation.

Skills

Product leadership

Technical design

Regulatory domain

AI judgment

Cross-functional leadership

Job description

Job Description:

About KIRA

Our mission is to make money smart, reliable and within reach for everyone.

In 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.

Today, we are expanding ways to help people in Asia and it includes spending, saving, investing, exchanging, travelling, and more. Our objective is to build tools that will help people get more from their money and at ease and self reliance, become an expert. We believe AI will help us achieve this in our generation.

We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.

We have teams working around the world, with over 20 nationalities and growing from our offices and remotely. Join us and build a better future.

If youre this person, wed love to talk to you.

What Youll Own

• Own a vertical end-to-end - outcomes and metrics, a backlog prioritised by value / risk / dependency / strategic priority, acceptance criteria crisp enough to build and test against.

• Shape the technical design with engineering - system boundaries, money-movement correctness (idempotency, ledgering, reconciliation), third-party-rail reliance and rail-down behaviour, failure/retry/refund paths, security, latency, scalability, recovery.

• Make hard trade-offs across correctness, speed, cost, reliability and UX - and defend them to an engineering, compliance or ops lead who pushes back.

• Treat regulated constraints as first-class product inputs - licensing scope, CDD/KYC and limits, sanctions/PEP screening, transaction monitoring, data residency and privacy. Know which are hard launch gates and which are forward-readiness.

• Apply AI where it earns its place - define what its allowed to decide, where a human stays in the loop, how its evaluated, and what it does when unsure. Every AI-surfaced number traces back to a real record.

• Ship against external gates - build feature-complete behind flags; go live per rail as each partner and regulatory gate clears.

• Work across Engineering, Design, Compliance, Operations, Treasury and Finance/Reconciliation

What Were Looking For

• Product leadership - significant experience owning a complex technical product end-to-end; strong judgement and decisiveness under ambiguity; ability to balance ambition against technical, regulatory and operational reality; can hold their own with senior engineers.

• Technical foundation - solid system design (boundaries, datastores, queues/workflows, APIs, failure modes, consistency under concurrency); comfort reading, reviewing and challenging design docs; can sketch an architecture and a sequence. No production code, but technical enough that engineers dont have to simplify.

• Domain - experience in a regulated / high-consequence domain (payments, banking, remittance, insurance, …) or demonstrable fast-ramp ability; understands why money movement is different (correctness over convenience, irreversible states, partners you dont control).

• AI judgement - hands-on with LLM-based products; can frame a feature as eval-able (offline, online, human feedback); realistic on hallucination/drift/data gaps, including data-blocked vs model-blocked and when a model must not be in the loop at all.

• Nice to have - engineer or highly-technical-PM background · zero-to-one · shipped AI-heavy consumer products · defined eval metrics for ML/LLM systems · AI UX + failure-handling intuition · SEA market experience.

Outcome

• Clear vertical strategy and legible roadmap

• Ships fast and clears the gates that actually block launch

• Money is correct and users are never misled about the state of their funds

• AI features are valuable, predictable and trusted

• Trade-offs made deliberately under uncertainty and hold up when challenged

• Engineering, design, compliance, and operations are aligned with minimal friction

Location

This is a remote role. We hire globally and work across multiple countries and time zones.

Candidates should be comfortable working effectively in a distributed, fast-moving international team and collaborating with colleagues across different locations.

Language

English is our main working language across global teams. Strong English communication is required.

Interview Process

Our process is designed to move fast:

1. Online assessment or practical task

2. Technical interview

3. CEO / final round

For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.

Requirements: