Strategic Internal Audit Lead - NBFC/Fintech Governance

The Corporate Institute; Hinoba-an; On-site; PHP 700,000 - 1,000,000; Full time

Job summary

The Corporate Institute is seeking a dynamic Internal Audit professional with strong exposure to NBFC/HFC/Banking operations to strengthen governance, risk management, and the control framework within a high-growth NBFC environment.

The role conducts risk-based audits across lending, underwriting, collections, finance, compliance, and technology; collaborates with senior leadership to identify gaps, regulatory risks, and process inefficiencies while ensuring adherence to RBI and internal

Qualifications

• 4–7 years of experience in Internal Audit within NBFCs, HFCs, fintechs, banks, or financial services organizations.
• Strong understanding of lending products such as business loans, MSME loans, unsecured lending, supply chain finance, LAP, or retail assets.
• Prior exposure to fintech or digital lending ecosystem will be an added advantage.
• Good knowledge of RBI guidelines, regulatory frameworks, and audit methodologies.

Responsibilities

• Conduct risk-based internal audits across lending operations, credit underwriting, collections, finance, treasury, compliance, and customer servicing functions.
• Evaluate operational effectiveness and internal control mechanisms across NBFC processes.
• Assess compliance with RBI regulations, KYC/AML norms, data privacy guidelines, and statutory requirements.
• Review loan lifecycle processes including sourcing, underwriting, disbursement, servicing, collections, and recovery.
• Identify control gaps, operational inefficiencies, financial irregularities, and potential fraud risks.
• Perform branch/process audits and thematic reviews across business functions.
• Analyze financial statements, portfolio trends, audit observations, and operational MIS reports.
• Review system controls, digital workflows, fintech platforms, and automated audit trails.
• Prepare detailed audit reports with actionable recommendations for senior management and audit committees.
• Track closure of audit observations and monitor implementation of corrective action plans.
• Coordinate with external auditors, compliance teams, and business stakeholders during audits and regulatory reviews.
• Support investigation of suspected fraudulent activities and recommend preventive controlsParticipate in strengthening enterprise-wide risk management and governance practices.

Skills

Internal Audit

Risk-Based Audit

NBFC Operations Audit

RBI Regulatory Compliance

KYC / AML Review

Operational Risk Assessment

Fraud Investigation

Financial Analysis

Data Analytics & MIS Interpretation

Internal Controls Evaluation

Process Audit

Report Writing & Presentation Skills

Stakeholder Management

Job description

The Corporate Institute is seeking a dynamic Internal Audit professional with strong exposure to NBFC/HFC/Banking operations to strengthen governance, risk management, and the control framework within a high-growth NBFC environment.

The role conducts risk-based audits across lending, underwriting, collections, finance, compliance, and technology; collaborates with senior leadership to identify gaps, regulatory risks, and process inefficiencies while ensuring adherence to RBI and internal