Senior Manager – Internal Audit – NBFC Apex Talent

The Corporate Institute; Hinoba-an; On-site; PHP 700,000 - 1,000,000; Full time

Job summary

The Corporate Institute is seeking a dynamic Internal Audit professional with strong exposure to NBFC/HFC/Banking operations to strengthen governance, risk management, and the control framework within a high-growth NBFC environment.

The role conducts risk-based audits across lending, underwriting, collections, finance, compliance, and technology; collaborates with senior leadership to identify gaps, regulatory risks, and process inefficiencies while ensuring adherence to RBI and internal

Qualifications

• 4–7 years of experience in Internal Audit within NBFCs, HFCs, fintechs, banks, or financial services organizations.
• Strong understanding of lending products such as business loans, MSME loans, unsecured lending, supply chain finance, LAP, or retail assets.
• Prior exposure to fintech or digital lending ecosystem will be an added advantage.
• Good knowledge of RBI guidelines, regulatory frameworks, and audit methodologies.

Responsibilities

• Conduct risk-based internal audits across lending operations, credit underwriting, collections, finance, treasury, compliance, and customer servicing functions.
• Evaluate operational effectiveness and internal control mechanisms across NBFC processes.
• Assess compliance with RBI regulations, KYC/AML norms, data privacy guidelines, and statutory requirements.
• Review loan lifecycle processes including sourcing, underwriting, disbursement, servicing, collections, and recovery.
• Identify control gaps, operational inefficiencies, financial irregularities, and potential fraud risks.
• Perform branch/process audits and thematic reviews across business functions.
• Analyze financial statements, portfolio trends, audit observations, and operational MIS reports.
• Review system controls, digital workflows, fintech platforms, and automated audit trails.
• Prepare detailed audit reports with actionable recommendations for senior management and audit committees.
• Track closure of audit observations and monitor implementation of corrective action plans.
• Coordinate with external auditors, compliance teams, and business stakeholders during audits and regulatory reviews.
• Support investigation of suspected fraudulent activities and recommend preventive controlsParticipate in strengthening enterprise-wide risk management and governance practices.

Skills

Internal Audit

Risk-Based Audit

NBFC Operations Audit

RBI Regulatory Compliance

KYC / AML Review

Operational Risk Assessment

Fraud Investigation

Financial Analysis

Data Analytics & MIS Interpretation

Internal Controls Evaluation

Process Audit

Report Writing & Presentation Skills

Stakeholder Management

Job description

Role Overview:

We are looking for a dynamic Internal Audit professional with strong exposure to NBFC/HFC/Banking operations to strengthen the organizations governance, risk management, and control framework.

The role will be responsible for conducting risk-based audits across lending operations, underwriting, collections, finance, compliance, and technology functions. The incumbent will work closely with senior leadership to identify operational gaps, regulatory risks, fraud indicators, and process inefficiencies while ensuring adherence to RBI and internal governance standards.

This opportunity is ideal for professionals passionate about fintech, digital lending, process excellence, and regulatory risk management within a high-growth NBFC environment.

Key Responsibilities:

• Conduct risk-based internal audits across lending operations, credit underwriting, collections, finance, treasury, compliance, and customer servicing functions
• Evaluate operational effectiveness and internal control mechanisms across NBFC processes
• Assess compliance with RBI regulations, KYC/AML norms, data privacy guidelines, and statutory requirements
• Review loan lifecycle processes including sourcing, underwriting, disbursement, servicing, collections, and recovery
• Identify control gaps, operational inefficiencies, financial irregularities, and potential fraud risks
• Perform branch/process audits and thematic reviews across business functions
• Analyze financial statements, portfolio trends, audit observations, and operational MIS reports
• Review system controls, digital workflows, fintech platforms, and automated audit trails
• Prepare detailed audit reports with actionable recommendations for senior management and audit committees
• Track closure of audit observations and monitor implementation of corrective action plans
• Coordinate with external auditors, compliance teams, and business stakeholders during audits and regulatory reviews
• Support investigation of suspected fraudulent activities and recommend preventive controlsParticipate in strengthening enterprise-wide risk management and governance practices

Skills Required:

• Internal Audit
• Risk-Based Audit
• NBFC Operations Audit
• RBI Regulatory Compliance
• KYC / AML Review
• Operational Risk Assessment
• Fraud Investigation
• Financial Analysis
• Data Analytics & MIS Interpretation
• Internal Controls Evaluation
• Process Audit
• Report Writing & Presentation Skills
• Stakeholder Management
• Lending Operations Understanding
• IT & System Controls Review

Preferred Candidate Profile:

• 4 – 7 years of experience in Internal Audit within NBFCs, HFCs, fintechs, banks, or financial services organizations
• Strong understanding of lending products such as business loans, MSME loans, unsecured lending, supply chain finance, LAP, or retail assets
• Prior exposure to fintech or digital lending ecosystem will be an added advantage
• Good knowledge of RBI guidelines, regulatory frameworks, and audit methodologies
• Ability to work in a fast-paced, high-growth environment
• Strong analytical mindset with attention to detail and problem-solving ability
• Excellent communication and stakeholder management skills