Strategic Credit & Collections Lead (Assistant Manager)

ADM; Cebu City; On-site; PHP 800,000 - 1,600,000; Full time

Job summary

ADM is seeking a senior credit professional to manage credit risk and collections for the Philippines and other portfolios. You will recommend credit terms, engage partners, and structure AR factoring to optimize working capital while protecting company assets.

The role requires 5+ years in credit analysis, fluency in English, and the ability to work with diverse teams across Commercial, Legal, Operations, Treasury, and Finance. Willingness to travel and support global initiatives is expected.

Qualifications

• Bachelor’s degree in accounting, finance or related discipline.
• Min 5 years of credit analysis and collections management experience in a commodity trading/manufacturing MNC or a bank.
• Ability to communicate fluently in English.
• Committed, independent, analytical, meticulous, mature and effective team player.
• Strong communication, presentation, interpersonal and team collaboration skills, with the ability to work independently.
• Open to after-office hours conference calls and travelling when required.
• People management experience is a bonus.

Responsibilities

• Manage credit risk and collections for the Philippines and other assigned portfolios.
• Recommend and approve credit limits, payment terms, block releases, and risk mitigation measures.
• Engage business partners in discussions on credit and collection issues and evaluate business case to decide on exceptional credit approvals.
• Review and structure AR factoring solutions to improve working capital and mitigate credit risk.
• Manage and drive AR results.
• Administer credit insurance policies and support the preparation and follow-up of credit insurance claims.
• Recover bad debts through credit insurance claims, bank/corporate guarantees, collaterals, payment plans.
• Work closely with stakeholders such as Commercial, Legal, Operations, Treasury and Finance to resolve credit and collection issues.
• Support portfolio integration initiatives, develop and implement processes to meet integration requirements, and establish measurements to monitor and track integration progress and success.
• Represent regional credit centre and participate in corporate initiatives and system implementation projects.
• Identify gaps in processes, recommend and manage initiatives to improve credit operational efficiency.
• Perform regular reviews on customers, markets and countries.
• Conduct customer visits when necessary to resolve credit issues and establish relationship.
• Ad-hoc responsibilities as assigned.

Education

Bachelor’s degree in accounting, finance or related discipline

Job description

ADM is seeking a senior credit professional to manage credit risk and collections for the Philippines and other portfolios. You will recommend credit terms, engage partners, and structure AR factoring to optimize working capital while protecting company assets.

The role requires 5+ years in credit analysis, fluency in English, and the ability to work with diverse teams across Commercial, Legal, Operations, Treasury, and Finance. Willingness to travel and support global initiatives is expected.