Senior Specialist, AML Compliance (Japanese Speaker)

The Western Union Company; Quezon City; Hybrid; PHP 670,000 - 1,004,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Incentives

Job summary

The Western Union Company is seeking an AML Compliance professional in the Philippines to help identify money laundering and fraud-related issues and prepare regulatory reports. You will research suspicious activities, investigate cases, and collaborate with stakeholders to drive appropriate actions, including training teammates and sharing regulatory insights.

The role requires bilingual communication in English and Japanese, strong Excel skills, and prior AML/compliance experience.

Qualifications

• Bachelor's degree or equivalent in AML/compliance or risk.
• Experience in AML investigations or risk-based roles.
• Proven training experience and strong Excel skills.

Responsibilities

• Identify money laundering and fraud-related issues and submit regulatory reports.
• Investigate suspicious transactions and collaborate with stakeholders.
• Support AML Compliance training and regulatory trend awareness.

Skills

Fluency in Japanese

English fluency

Training others

Analytical skills

Decision making

Communication

Education

Higher education or AML experience

Tools

MS Excel

MS Office

Job description

Role Responsibilities

As part of Consumer Monitoring and Investigation (CMI) team, you will assist in reducing risk to the business by identifying any money laundering or fraud-related issues as well as submitting regulatory reports to the relevant authorities. You will do this by conducting research and analysis on suspicious activities related to transactions. By collaborating with the business, you will conduct investigations, identify trends, and make recommendations from your findings on appropriate actions to be taken. Your work will also involve escalating certain cases or situations not only to the senior leadership team but also to stakeholders outside of FIU organization. The position requires a team player who can collaborate with others when required but also work independently as needed. Your main responsibility will be to prepare and submit regulatory reports to Australia Regulators/Financial Intelligence Units, investigate consumer activities and detect possible money laundering operations as well as other potential risk posed to the company You might support your team in reviewing more complex alerts, as well as conducting complex investigations based on the requests from other Departments and stakeholders. You will also undertake regulatory reporting, as required by law and by our policies and procedures. You will be supporting your teammates by sharing your knowledge and experience as a learning body. Your responsibilities will include assisting and supporting the AML Compliance team to ensure compliance requirements are met. The key to meeting these requirements is your ability to use a wide variety of research tools, systems, and criteria. Ability to provide trainings upon request.

Role Requirements

Fluency in Japanese and English language. Experience of training other colleagues. Higher education or equivalent experience in AML Compliance, investigations or risk-based role within financial services. Working knowledge of MS Office, especially strong MS Excel skills. Good communication, time management and teamwork, and collaboration skills. General experience in previous AML Compliance related role. Proven ability to make independent professional decision making in relation to possible risks posed to Western Union. Proven track record of knowledge in regulatory trends and requirements posed by outside regulatory bodies as well as internal policies. You must be detail-oriented, able to multitask, and work well under pressure. Analytical and problem-solving skills.

Workplace Option

HYBRID - Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

Benefits and Other Details

Benefits You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment. Your Philippines specific benefits include: Paid Time Offs HMO coverage with dependents from day 1 of employment, subject to insurer's review Employee Wellness Global Recognition and Rewards Programs.

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date

11-06-2026

Company Culture

At Western Union, we’re more than a trusted name in global payments. We’re moving beyond remittances, beyond cash, and beyond the expectations of our customers. Our talented teams enable us to transform into a digital-first company, built on the strength of our retail foundation and powered by next-generation payments. All this with the goal of helping people prosper. Our customers inspire us to push boundaries and create services that make life easier and communities stronger. Wherever you are in the world, we’re committed to shaping the next generation of financial experiences. Join us as we go beyond and be part of a team that’s redefining what’s possible.