Senior Loss Adjuster- Financial Lines

Charles Taylor; España; On-site; PHP 3,268,000 - 4,720,000; Full time

Job summary

Charles Taylor in Spain is seeking a Loss Adjuster to manage a portfolio of Financial Lines claims, including PI, D&O, Cyber, BBB and Commercial Crime, across Spain. You will investigate claims, assess coverage, and liaise with insurers, claimants and external experts.

The role requires at least 3 years' loss adjusting or claims handling, fluent English and Spanish, and a flexible, adaptable approach. You will visit sites, prepare detailed reports, and help develop the Financial Lines

Qualifications

• Minimum 3 years' loss adjusting / claims handling experience.
• Experience of Financial Lines claims handling recommended but good experience in other lines may be considered.
• Enthusiastic, flexible and adaptable approach to work is essential.
• Bilingual in English and Spanish; if other European languages spoken, considered a plus.

Responsibilities

• Manage a portfolio of Financial Lines claims in Spain, including Professional Indemnity, D&O, Cyber, BBB and Commercial Crime.
• Undertake site visits and meeting with Insurers, Reinsurers, Brokers, Claimants, Insureds and other interested parties.
• Prepare reports commenting in detail on all aspects of the claim including legal and policy liability considerations, potential quantum and future actions.
• Instruct and control surveyors, engineers, lawyers, forensic accountants and other experts as necessary.
• Communicate regularly with all interested parties, calculating and approving interim payments, preparing interim reports and other communications.
• Calculate and agree settlement of claims and preparing accurate final reports.
• Work closely with the team to develop the existing Financial Lines business for current clients and identify and bring in new business, as well as build new relationships and networks both internally and externally.
• Identify any key business development and marketing opportunities in the Financial Lines area and with support, manage these to successful conclusion.
• Be an integral part to develop the London and European markets and CTA's brand profile globally.
• Carry out Ad Hoc duties and tasks that are allocated to you at the discretion of management and that are within your capabilities and within the scope of your post.
• Demonstrate and champion Charles Taylor Values by ensuring Agility, Integrity, Care, and Accountability and Collaboration.

Job description

Loss Adjusters have the job of thoroughly investigating a claim, determining if payment is warranted, negotiating a financial settlement, and authorising payments to the Insured. Once the Insured makes a claim on their insurance policy, you will first investigate the claim in order to determine if the claim is legitimate and whether the policy covers the damage/loss.

Key Responsibilities

• Manage a portfolio of Financial Lines claims in Spain, including Professional Indemnity, D&O, Cyber, BBB and Commercial Crime.
• Undertake site visits and meeting with Insurers, Reinsurers, Brokers, Claimants, Insureds and other interested parties.
• Prepare reports commenting in detail on all aspects of the claim including legal and policy liability considerations, potential quantum and future actions.
• Instruct and control surveyors, engineers, lawyers, forensic accountants and other experts as necessary.
• Communicate regularly with all interested parties, calculating and approving interim payments, preparing interim reports and other communications.
• Calculate and agree settlement of claims and preparing accurate final reports.
• Work closely with the team to develop the existing Financial Lines business for current clients and identify and bring in new business, as well as build new relationships and networks both internally and externally.
• Identify any key business development and marketing opportunities in the Financial Lines area and with support, manage these to successful conclusion.
• Be an integral part to develop the London and European markets and CTA's brand profile globally.
• Carry out Ad Hoc duties and tasks that are allocated to you at the discretion of management and that are within your capabilities and within the scope of your post.
• Demonstrate and champion Charles Taylor Values by ensuring Agility, Integrity, Care, and Accountability and Collaboration.

Required Skills

• Minimum 3 years' loss adjusting / claims handling experience.
• Experience of Financial Lines claims handling recommended but good experience in other lines may be considered.
• Enthusiastic, flexible and adaptable approach to work is essential.
• Bilingual in English and Spanish; if other European languages spoken, considered a plus.

About Us

Founded in 1884 as a mutual insurance association, Charles Taylor began under the leadership of coal merchant Charles Taylor, whose astute management set the stage for growth. Today, we are a global leader providing insurance services and technology solutions with a team of c.4,000 experts across 120+ countries on 6 continents.

Our unmatched depth of specialist expertise, from loss adjusters to forensic accountants, helps the global insurance market to address its challenges. Through our trusted partnerships model, we build long-term, personal relationships with clients based on trust and cooperation. Our powerful technology helps our clients improve their customers' experience from start to finish. Thanks to our global reach, our clients can access our services wherever they are in the world, whenever they need us.

Our adjusting team

is a unique group of experts, specialised in handling commercial losses and claims across major lines and geographies, many of which are large and complex in nature. We manage onshore and offshore claims through four main divisions: Property, Casualty, Technical & Special Risks, Marine, Aviation, and Natural Resources and are proud of our position as a leading global loss adjuster across all our disciplines.

Our Property, Casualty, Technical & Special Risks team is a highly esteemed provider of adjusting and technical services. Our team comprises of chartered loss adjusters, engineers, surveyors, insurance practitioners, arbitrators, mediators, lawyers, registered expert witnesses, and chartered accountants. Leveraging a global, multi-disciplinary approach to major losses, we deliver solutions for complex, high-value cases with a positive and proactive mindset, regardless of size.

Expertise you can trust - for more information, please visit www.charlestaylor.com

Why join Charles Taylor?

Charles Taylor prides itself on being a people-centric business. Our culture and values define who we are, what we stand for and how we behave. They guide how we work with our colleagues and our clients, today and in the future. By living our values every day when we come to work, we deliver better results for the world of insurance.

We strive to provide a positive working environment that offers opportunities for professional development and growth across all our business areas. This includes a structured onboarding process, job-specific skills development, online and in-person training, as well as study assistance
for professional qualifications.

Our Values

• Accountability (We take ownership and responsibility)
  We all have a role to play in Charles Taylor's growth and overall success.
• Agility (We learn, evolve and adapt quickly)
  We anticipate, prepare for and adapt to change; it's how we stay competitive.
• Care (We are compassionate and human)
  We are approachable and genuinely interested in others.
• Collaboration (We are one)
  We are unique but united in our work.
• Integrity (We do the right thing)
  At all times, we act with responsibility and respect.

Equal Opportunity Employer

At Charles Taylor, we are proud to be an Inclusive Employer. We foster an environment of mutual respect with zero tolerance to discrimination of any kind regardless of age, disability, gender identity, marital or family status, race, religion, sex or sexual orientation.

We recognise that Diversity, Equity and Inclusion is essential in enabling us to deliver better insurance outcomes and fulfilling our responsibilities to clients, colleagues, and the community. We proactively promote and celebrate differences and strive to create an environment where our people feel included and can reach their full potential. We take pride in our inclusive and diverse culture, which is supported by strong partnerships and a transparent, fair recruitment process.