Senior Life Underwriter (US Medical Insurance, Officebased)

ConnectOS; Metro Manila; On-site; PHP 900,000 - 1,300,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Life insurance

Vacation leave

Sick leave

Sick leave conversion

Competitive salary

Annual appraisal

Financial assistance

Government benefits

13th month pay

Sleeping quarters

Office fitness

Wellness facilities

Company events

Career growth

Metro Manila location

Job summary

ConnectOS is hiring a life insurance underwriter with 5+ years of experience to join our insurtech team on site in Metro Manila. You will evaluate medical, non-medical, and financial factors to accept, modify, or decline risks while communicating underwriting decisions clearly.

The role emphasizes independent work, collaboration, and process improvements, with a competitive salary and growth opportunities within a supportive team.

Qualifications

• 5-7 years of underwriting experience.
• Knowledge of risk selection (medical, non-medical, financial).
• Critical thinking and independent problem solving.
• Collaborative, agile, and inclusive mindset.
• Strong verbal and written communication.
• Experience with term and permanent life underwriting.
• In-process or completed industry designations (LOMA/ALMI/FMLI/ALU/FALU).

Responsibilities

• Understand underwriting policies and guidelines.
• Assess risk from medical, occupational, and financial factors.
• Explain decisions clearly in writing and speech.
• Suggest process improvements while meeting mortality expectations.
• Gather information efficiently for decisions.
• Work independently with minimal direction.
• Adapt to ambiguity.

Skills

Experience 5-7 yrs

Risk selection knowledge

Critical thinking

Collaborative mindset

Communication skills

Life underwriting

Industry designations

Job description

About The Role

Are you a life insurance underwriter with 5+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?

About The Role

Are you a life insurance underwriter with 5+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?

What are we looking for?

Skills Required

• 5-7 years Experience
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial) Ability to think critically and problem solve independently
• Positive, inclusive, agile, and collaborative mindset
• Strong verbal and written communication skills
• Term and permanent life insurance underwriting
• In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU

What will you do?

• Understand underwriting policies, guidelines, practices and procedures
• Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
• Communicate effectively both written and verbally to explain underwriting decisions
• Influence and champion changes to improve processes while maintaining mortality expectations Work efficiently to gather information necessary for decision making
• Ability to independently work assigned requests with minimal direction.
• Comfortable with ambiguity.

Join the awesome team and enjoy these benefits & perks:

• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Complimentary Sleeping Quarters, Coffee at no cost
• Complimentary Office Fitness and Wellness Facilities at no cost
• Regular Company Events, Work Life Balance, and Career growth opportunities
• Accessible location at the heart of Metro Manila --- the Mega Tower, EDSA

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our client was built to make life insurance faster, easier, and more accessible by combining industry expertise, advanced technology, data science, and a human-centered approach to deliver a seamless digital experience that has transformed the industry and earned the backing of leading investors while helping protect millions of families.

#ConnectOS #TeamConnectOS # ConnectOSRecruitment

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age', race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.