Senior Credit Risk VP - Hybrid (ASEAN Underwriting)

Citigroup; Taguig; Hybrid; PHP 7,609,000 - 12,048,000; Full time

Benefits offered by this job

Hybrid work model

Global exposure to ASEAN clients

Job summary

Citigroup is seeking a Senior Credit Risk Officer, Vice President, to own credit risk analysis and underwriting for a portfolio across Singapore, Thailand, and Vietnam within its Institutional Credit Management function. You will shape Citi's approach to credit risk, applying holistic analysis of risk, policy, and market dynamics to deliver well-reasoned assessments for complex client transactions.

You will lead comprehensive memos, financial analyses, and stress testing while partnering with

Qualifications

• Six to ten years of experience in credit risk, underwriting, or related credit analysis roles.
• Proven ability to assess financing structures, financial statements, and industry data to form credit judgments.
• Working knowledge of global credit risk management standards and practices.
• A holistic understanding of credit, risk, industry trends, policy, and business dynamics.
• Strong verbal and written communication skills, with the ability to present analysis clearly to varied audiences.
• Ability to negotiate and resolve differing viewpoints among stakeholders across business and risk functions.

Responsibilities

• Own credit risk analysis and underwriting for a portfolio of corporate banking relationships across Singapore, Thailand, and Vietnam.
• Draft comprehensive Credit Approval Memos that capture financial analysis, due diligence findings, and risk ratings to support underwriting decisions.
• Conduct financial analysis, projection modeling, and stress testing to evaluate borrower creditworthiness and transaction risk.
• Lead annual and quarterly credit reviews, ad-hoc transaction assessments, and portfolio and industry reviews in partnership with Banking and Risk teams.
• Apply leading credit underwriting practices across the full credit lifecycle, from early origination discussions through final credit approval.
• Assess financing structures, industry dynamics, and local market conditions to form balanced risk and return judgments.
• Build working relationships with Banking, Risk, Regulators, Internal Audit, and other control functions to support sound credit decisions.
• Contribute to strategic initiatives and projects within Citi's Institutional Credit Management underwriting organization.

Skills

Credit risk analysis

Underwriting

Financial statement analysis

Risk management

Stakeholder communication

Negotiation

Bachelor's degree or equivalent

Education

Bachelor's degree or equivalent practical experience

Job description

Citigroup is seeking a Senior Credit Risk Officer, Vice President, to own credit risk analysis and underwriting for a portfolio across Singapore, Thailand, and Vietnam within its Institutional Credit Management function. You will shape Citi's approach to credit risk, applying holistic analysis of risk, policy, and market dynamics to deliver well-reasoned assessments for complex client transactions.

You will lead comprehensive memos, financial analyses, and stress testing while partnering with