Senior Credit Risk VP - Hybrid, ASEAN Institutional Credit

Citigroup Business Process Solutions Pte. Ltd.; Pateros; Hybrid; PHP 7,658,000 - 10,849,000; Full time

Benefits offered by this job

Hybrid work model

Learning & development programs

Financial wellbeing support

Global exposure

Job summary

Citi is seeking a Senior Credit Risk Officer, Vice President, to own credit risk analysis and underwriting for a corporate banking portfolio across Singapore, Thailand, and Vietnam, shaping Citi's approach to institutional credit risk in ASEAN.

You will apply a holistic view of credit, risk, industry trends, policy, and business dynamics to deliver accurate, well-reasoned risk assessments that support complex client transactions and protect Citi's credit portfolio.

Qualifications

• Six to ten years of experience in credit risk, underwriting, or related credit analysis roles.
• Proven ability to assess financing structures, financial statements, and industry data to form credit judgments.
• Working knowledge of global credit risk management standards and practices.
• A holistic understanding of credit, risk, industry trends, policy, and business dynamics.
• Strong verbal and written communication skills, with the ability to present analysis clearly to varied audiences.

Responsibilities

• Serve as the credit risk officer for a portfolio of corporate banking relationships across Singapore, Thailand, and Indonesia, owning continuous credit monitoring.
• Draft comprehensive Credit Approval Memos that capture financial analysis, due diligence findings, and risk ratings to support underwriting decisions.
• Conduct financial analysis, projection modeling, and stress testing to evaluate borrower creditworthiness and transaction risk.
• Lead annual and quarterly credit reviews, ad-hoc transaction assessments, and portfolio and industry reviews in partnership with Banking and Risk teams.
• Apply leading credit underwriting practices across the full credit lifecycle, from early origination discussions through final credit approval.
• Assess financing structures, industry dynamics, and local market conditions to form balanced risk and return judgments.
• Build working relationships with Banking, Risk, Regulators, Internal Audit, and other control functions to support sound credit decisions.
• Contribute to strategic initiatives and projects within Citi's Institutional Credit Management underwriting organization.

Skills

Credit risk

Underwriting

Financial analysis

Regulatory knowledge

Stakeholder management

Communication

Education

Bachelor's degree

Job description

Citi is seeking a Senior Credit Risk Officer, Vice President, to own credit risk analysis and underwriting for a corporate banking portfolio across Singapore, Thailand, and Vietnam, shaping Citi's approach to institutional credit risk in ASEAN.

You will apply a holistic view of credit, risk, industry trends, policy, and business dynamics to deliver accurate, well-reasoned risk assessments that support complex client transactions and protect Citi's credit portfolio.