Senior Credit Risk & Portfolio Leader

Wonese Philippines; Makati; On-site; PHP 1,000,000 - 1,500,000; Full time

Job summary

A leading financial institution in Makati is looking for an experienced Credit Manager to lead credit management initiatives. Responsibilities include formulating credit policies, ensuring compliance with banking regulations, and overseeing loan portfolios. Candidates must have 8–10 years of experience in credit management and a strong background in finance or business administration. The role offers competitive compensation and professional development opportunities in a dynamic environment.

Qualifications

• 8–10 years of progressive experience in credit management, with several years in a leadership role.
• Experience in retail banking, SME lending, corporate loans, and consumer credit.

Responsibilities

• Formulate and implement credit policies aligned with regulatory requirements.
• Ensure compliance with BSP guidelines and internal credit standards.
• Oversee credit evaluation, approval, and monitoring processes.
• Manage loan portfolios to maintain profitability while minimizing non-performing loans.
• Conduct regular risk assessments and recommend corrective actions.
• Lead and mentor credit officers, analysts, and investigators.
• Collaborate with branch heads and relationship managers to support loan growth.
• Prepare reports on credit performance, risk exposure, and portfolio health for senior management.

Skills

Strong analytical ability

Risk assessment expertise

Leadership skills

Knowledge of banking regulations

Education

Bachelor’s degree in Finance, Business Administration, Economics, or related field

MBA or advanced studies preferred

Job description

A leading financial institution in Makati is looking for an experienced Credit Manager to lead credit management initiatives. Responsibilities include formulating credit policies, ensuring compliance with banking regulations, and overseeing loan portfolios. Candidates must have 8–10 years of experience in credit management and a strong background in finance or business administration. The role offers competitive compensation and professional development opportunities in a dynamic environment.