Senior Credit Portfolio Analyst - Onsite

BDO Unibank, Inc.; Makati; On-site; PHP 600,000 - 900,000; Full time

Job summary

BDO Unibank, Inc. is seeking a risk-oriented professional to conduct post-approval reviews of corporate and commercial loan accounts. The role focuses on assessing portfolio quality, validating risk ratings, and ensuring compliance with approved terms to maintain a healthy loan portfolio.

The successful candidate will verify data for credit review sheets, monitor portfolio reviews, and prepare the credit portfolio review report after each engagement. On-site work in Makati/Ortigas is required.

Qualifications

• Bachelor's degree in Business Administration or related field.
• 5+ years experience in credit origination or account management.
• Willing to work on-site in Makati/Ortigas.

Responsibilities

• Assess portfolio quality of borrowers via classification of accounts based on internal guidelines.
• Validate the risk rating/credit scores by Account Officers and report discrepancies for correction.
• Ensure that data and information for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.
• Monitor assignment in actual portfolio review of a lending unit including ensuring all credit folders and documents are available.
• Prepare the Credit Portfolio Review Report after every review engagement.
• Perform other duties as may be assigned from time to time.

Skills

Credit origination

Account management

Remedial management

Corporate/Commercial loans

Education

Bachelor's degree in Business Administration

BS Accountancy

BS Financial Management

BS Banking & Finance

Job description

BDO Unibank, Inc. is seeking a risk-oriented professional to conduct post-approval reviews of corporate and commercial loan accounts. The role focuses on assessing portfolio quality, validating risk ratings, and ensuring compliance with approved terms to maintain a healthy loan portfolio.

The successful candidate will verify data for credit review sheets, monitor portfolio reviews, and prepare the credit portfolio review report after each engagement. On-site work in Makati/Ortigas is required.