Senior Credit Analyst – Hybrid (Global Lending)

Citigroup; Taguig; Hybrid; PHP 1,000,000 - 2,000,000; Full time

Benefits offered by this job

Hybrid work arrangement

Exposure to senior credit leaders

Structured learning opportunities

Wellbeing support

Job summary

Citigroup in Taguig is seeking a Senior Credit Analyst to support the Commercial Lending Management team. You will analyze credit for U.S. commercial clients and prepare memos to support sound approvals.

Hybrid work arrangement is offered with 3 days in the office and 2 days remote, providing exposure to senior US-based credit professionals and structured on-the-job learning within Citi's global network.

Qualifications

• 5+ years of credit analysis or risk management in commercial lending.
• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
• Strong written and verbal English skills for senior stakeholder presentations.
• Proficiency in Excel and data presentation.
• Knowledge of credit risk policies and regulatory frameworks.

Responsibilities

• Assess end-to-end credit transactions for new facilities, amendments, and annual reviews.
• Conduct detailed financial analysis and cash flow assessments for U.S. clients.
• Prepare credit memos aligned with global standards and internal policy.
• Monitor borrower performance, covenant compliance, and portfolio risk.
• Coordinate with Credit Officers, Relationship Managers, and Risk teams.
• Contribute to process improvements in the credit workflow.

Skills

Credit analysis

Cash flow

Financial analysis

Excel

English communication

Credit risk policies

Education

Bachelor's degree

Job description

Citigroup in Taguig is seeking a Senior Credit Analyst to support the Commercial Lending Management team. You will analyze credit for U.S. commercial clients and prepare memos to support sound approvals.

Hybrid work arrangement is offered with 3 days in the office and 2 days remote, providing exposure to senior US-based credit professionals and structured on-the-job learning within Citi's global network.