Senior Bookkeeper (Property & Mortgage Finance)

D2B; Philippines; On-site; PHP 877,000 - 1,120,000; Full time

Job summary

D2b is seeking a Senior Bookkeeper (Property & Mortgage Finance) to lead finance activities across Australian and Philippine entities. The role focuses on mortgage brokerage reconciliation, SMSF bookkeeping, and property portfolio management with strong autonomy and collaboration with directors and external advisers.

The successful candidate will manage cross-border accounting practices, consolidate statutory reporting, and ensure timely financial insights for management.

Qualifications

• 5+ years bookkeeping experience with 2+ years in Australian businesses.
• Experience in Australian mortgage brokerage including commissions reconciliation.
• Experience with SMSFs, property portfolios, and BIR compliance.

Responsibilities

• Liaise with Director and Operations Manager; coordinate with external accountants and advisers across Australia and the Philippines.
• Manage day-to-day Australian business bookkeeping: general ledger, COA, reconciliations, payroll and superannuation, AP/AR, BAS and GST compliance.
• Prepare monthly management reports, financial statements, budgeting and forecasting support; ensure records are accurate and compliant.
• Reconcile lender commissions, trail commissions, and aggregator statements; support settlement and management reporting.
• Record and reconcile SMSF transactions and property purchase accounting; maintain SMSF records for compliance.
• Manage bookkeeping across multiple property entities, including rental income/expenses and loan reconciliations; assist EOFY processes.
• Maintain bookkeeping for the Philippine entity, including AP/AR, bank reconciliations, payroll support, and local statutory reporting.

Skills

Reconciliation

Financial reporting

Attention to detail

English communication

Tools

Xero

Microsoft Excel

MYOB

QuickBooks Online

Dext / Hubdoc

Google Workspace

Microsoft 365

Job description

Senior Bookkeeper (Property & Mortgage Finance)

Company: D2b Job Type: Full Time Philippines

Job Description

Position: Senior Bookkeeper (Property & Mortgage Finance)

Salary: 1800 to 2300 AUD per month

Working Hours & Conditions: Mondays to Fridays; 9:00 AM- 6:00 PM AEST

Holidays: Australian Holidays and/or PH Holidays

OVERVIEW

The company is looking for an experienced Senior Bookkeeper to become a key member of the finance team. This is a senior role requiring someone with direct experience in the Australian mortgage broking industry — including commission reconciliation, SMSF bookkeeping, and property investment portfolio management — alongside a strong working knowledge of Philippine accounting practices and statutory requirements. The right candidate will take ownership of the finance function and operate with a high degree of autonomy while collaborating closely with the Director, external accountants, and advisers across both Australia and the Philippines.

RESPONSIBILITIES

Liaise internally with the Director and Operations Manager; and externally with external accountants, financial advisers, lenders, and aggregators across Australia and the Philippines.

Australian Business Bookkeeping

• Manage day-to-day bookkeeping across multiple Australian business entities, including general ledger maintenance and chart of accounts management.
• Perform daily and monthly bank reconciliations, manage accounts payable and receivable, and process payroll and superannuation.
• Assist with BAS preparation, GST compliance, and cash flow monitoring.
• Prepare monthly management reports, financial statements, and budgeting and forecasting support.
• Liaise with external accountants and financial advisers to ensure records are accurate, compliant, and up to date.

Mortgage Brokerage Financial Administration

• Reconcile lender commission payments, trail commissions, and aggregator commission statements.
• Assist with settlement financial reporting and business performance reporting.
• Prepare financial information and KPI reports for management and external accountants.

SMSF Bookkeeping

• Record and reconcile SMSF-related transactions and investment accounts.
• Assist with SMSF property purchase accounting and prepare documentation for accountants.
• Maintain accurate SMSF records to meet compliance requirements.

Property Portfolio Management

• Manage bookkeeping across multiple investment properties and property entities, including loan account reconciliations and rental income and expense tracking.
• Track equity and loan balances and prepare financial reports across multiple property entities.
• Assist accountants during end-of-financial-year (EOFY) processes.

Philippine Entity Bookkeeping

• Manage bookkeeping records for the Philippine entity, including accounts payable, accounts receivable, and bank reconciliations.
• Support local payroll administration and work alongside Philippine accountants on financial reporting and compliance.
• Assist with BIR-related documentation and statutory requirements as required.
• Prepare monthly financial reports for management and ensure accurate financial reporting across both the Australian and Philippine entities.

QUALIFICATIONS

• Minimum 5 years of bookkeeping experience, with at least 2 years supporting Australian businesses
• Previous experience working within an Australian mortgage brokerage — including commission reconciliation, trail commissions, and settlement processes
• Proven experience working with Self-Managed Super Funds (SMSFs)
• Experience managing property investment portfolios and bookkeeping across multiple property entities
• Demonstrated experience bookkeeping for a Philippine entity, including Philippine accounting practices, payroll, and statutory reporting (BIR)
• Strong understanding of Australian accounting standards, GST, BAS, payroll, and superannuation
• Experience managing multiple entities across different jurisdictions
• Excellent reconciliation, financial reporting, and attention to detail
• Strong written and verbal English communication skills
• Ability to work autonomously while collaborating with stakeholders across Australia and the Philippines

TOOLS & SYSTEMS (NON-NEGOTIABLE)

• Xero — essential
• Microsoft Excel — advanced proficiency required

PREFERRED SKILLS (NICE TO HAVE)

• Experience with MYOB, QuickBooks Online, Dext / Hubdoc, Google Workspace, or Microsoft 365
• Experience with mortgage industry software, commission reconciliation platforms, or aggregator reporting systems