Senior AML & KYC Product Leader

Coins.ph; Cagayan de Oro; Hybrid; PHP 1,200,000 - 2,400,000; Full time

Job summary

Coins.ph is seeking a seasoned Product Manager to own AML/CFT, transaction monitoring, and SAR/STR systems. You will design risk scoring, translate BSP/AMLC regulations into scalable features, and collaborate with Compliance to drive a compliant product roadmap.

You will lead KYC onboarding flows, optimize CDD/EDD processes, define fraud controls, and build internal risk tools. This role requires 5+ years in fintech product management, deep regulatory understanding, and the ability to balance

Qualifications

• 5+ years of Product Management experience in fintech/payments/crypto.
• Strong understanding of AML / CFT frameworks, KYC / KYB processes, and transaction monitoring.
• Experience building or managing risk engines, fraud systems, and compliance platforms.
• Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments.
• Ability to translate regulatory requirements into scalable product solutions.

Responsibilities

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and SAR/STR systems.
• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle.
• Partner with Compliance to translate BSP / AMLC regulations into scalable product features.
• Build and improve KYC/KYB onboarding flows (individual & business).
• Optimize CDD/EDD processes, including document verification and risk tiering.
• Balance conversion and compliance to reduce friction without increasing risk.
• Define and implement fraud detection strategies (account takeover, scams, mule accounts).
• Collaborate with data teams to develop rules engines, alerting systems, and case management tools.
• Improve real-time monitoring capabilities for transactions and user behavior.
• Build internal tools for case management, investigation workflows, and audit trails; integrate with external vendors.

Skills

Product management

AML / CFT knowledge

KYC / KYB

Transaction monitoring

Fintech / payments / crypto

Regulatory translation

Tools

Chainalysis

TRM

Elliptic

Onfido

Sumsub

Jumio

Job description

Coins.ph is seeking a seasoned Product Manager to own AML/CFT, transaction monitoring, and SAR/STR systems. You will design risk scoring, translate BSP/AMLC regulations into scalable features, and collaborate with Compliance to drive a compliant product roadmap.

You will lead KYC onboarding flows, optimize CDD/EDD processes, define fraud controls, and build internal risk tools. This role requires 5+ years in fintech product management, deep regulatory understanding, and the ability to balance