Principal Product Manager - Compliance / AML / Risk Platform

Coins.ph; Philippines; On-site; PHP 892,800 - 1,339,200; Full time

Job summary

Medium in Taguig, Philippines is seeking an experienced Product Manager with a strong understanding of AML/CFT regulations and compliance. The role involves owning the product roadmap for various systems while optimizing KYC/KYB onboarding flows and defining fraud detection strategies.

The ideal candidate has 5+ years of product management experience in fintech, payments, or crypto. Familiarity with Philippines regulations is essential. Join us in shaping scalable product solutions for compliance and risk management.

Qualifications

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto.
• Strong understanding of AML / CFT frameworks and KYC / KYB processes.
• Familiarity with Philippines regulations (BSP / AMLC) or similar environments.

Responsibilities

• Own the product roadmap for AML/CFT systems.
• Optimize CDD/EDD processes, including document verification.
• Define and implement fraud detection strategies.

Skills

Product Management experience

Understanding of AML / CFT frameworks

KYC / KYB processes

Risk engines / fraud systems

Regulatory compliance

Job description

Responsibilities

Compliance & AML Platform

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
• Partner with Compliance to translate BSP / AMLC regulations into scalable product features

KYC & Onboarding

• Build and improve KYC/KYB onboarding flows (individual & business)
• Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
• Balance conversion vs compliance (reduce friction without increasing risk)

Anti-Fraud & Risk Control

• Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
• Collaborate with data teams to develop rules engines, alerting systems, and case management tools
• Improve real-time monitoring capabilities for transactions and user behavior

Risk Platform & Tooling

• Build internal tools for:
  • Case management
  • Investigation workflows
  • Audit trails and reporting
• Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

Cross-functional Leadership

• Work closely with:
  • Compliance / MLRO
  • Risk & Fraud Ops
  • Data Science / Analytics
  • Engineering
• Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto
• Strong understanding of:
  • AML / CFT frameworks
  • KYC / KYB processes
  • Transaction monitoring
• Experience building or managing:
  • Risk engines / fraud systems / compliance platforms
• Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
• Ability to translate regulatory requirements into scalable product solutions

Nice to have

• Experience in crypto / blockchain / exchange platforms
• Knowledge of:
  • Fraud typologies (scams, mule accounts, phishing, etc.)
  • Sanctions screening & travel rule
• Experience with tools/vendors like:
  • Chainalysis / TRM / Elliptic
  • Onfido / Sumsub / Jumio
• Background in compliance, risk, or data analytics