Risk & Compliance Lead: AML, KYB & Governance

Enstack Technologies, Inc.; Taguig; On-site; PHP 1,200,000 - 1,800,000; Full time

Job summary

Enstack Technologies, Inc. seeks a seasoned Risk and Compliance Officer to own AML/CFT programs in a BSP-regulated startup environment in Metro Manila. You will lead regulatory compliance, onboarding KYB/KYC, sanctions screening, and Travel Rule data across payment flows.

Ideal candidates have 5+ years’ AML/CFT compliance and risk management experience, familiarity with BSP MORPS, and strong liaison skills with BSP agencies. You will help shape policies, governance, and data privacy practices.

Qualifications

• 5+ years in AML/CFT compliance and/or risk management within a BSP-regulated entity.
• Familiarity with BSP MORPS, Circulars, and sanctions frameworks.
• Experience engaging with BSP agencies (PSLD/PSOD) is a strong plus.

Responsibilities

• Own Enstack's AML program including maintenance of the tiered negative list, suspicious transaction monitoring, and STR filing.
• Administer the KYB/KYC onboarding framework across payment flows.
• Run sanctions screening on every party in every payment instruction.
• Capture and transmit Travel Rule data with every payment message.
• Liaise with BSP PSOD and AMLC on open items.
• Manage the 30-business-day BSP notification cycle for OPS COR changes.
• Track transition to OPS-MAL status under Circular 1198 Section 503.4.
• Maintain data privacy compliance and NPC registration.

Skills

AML/CFT compliance

Risk management

Regulatory engagement

KYB/KYC onboarding

Sanctions screening

Data privacy

Travel Rule data

Tools

KYC/KYB onboarding framework

AML monitoring tools

BCP/DR knowledge

Job description

Enstack Technologies, Inc. seeks a seasoned Risk and Compliance Officer to own AML/CFT programs in a BSP-regulated startup environment in Metro Manila. You will lead regulatory compliance, onboarding KYB/KYC, sanctions screening, and Travel Rule data across payment flows.

Ideal candidates have 5+ years’ AML/CFT compliance and risk management experience, familiarity with BSP MORPS, and strong liaison skills with BSP agencies. You will help shape policies, governance, and data privacy practices.