Principal Product Manager - Compliance / AML / Risk Platform 14 days ago

Coins.Ph; Pateros; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

Coins.Ph is seeking a Senior Product Manager to own the AML/CFT/transaction monitoring platform roadmap and collaborate with Compliance to translate BSP/AML C regulations into scalable features. You will design and optimize risk scoring for onboarding and transactions, and enhance KYC/KYB onboarding flows for individuals and businesses.

Ideal candidates have 5+ years in product management within fintech, payments, or crypto, with hands-on experience in fraud detection and risk engines.

Qualifications

• 5+ years in Product Management, fintech/payments/crypto preferred.
• Strong knowledge of AML/CFT, KYC/KYB, and transaction monitoring.
• Experience building or managing risk engines, fraud systems, or compliance platforms.

Responsibilities

• Own the AML/CFT platform roadmap and ensure regulatory alignment.
• Design risk scoring across onboarding and transaction lifecycle.
• Work with Compliance to translate BSP/AML C regulations into features.

Skills

Product Mgmt

AML / CFT

KYC/KYB

Transaction monitoring

Fraud detection

Risk engines

Compliance platforms

Philippines regs

Crypto experience

Sanctions screening

Vendors: Chainalysis

Tools

Chainalysis

TRM

Elliptic

Onfido

Sumsub

Jumio

Job description

Responsibilities Compliance & AML Platform Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems

Design and optimize risk scoring frameworks across onboarding and transaction lifecycle Partner with Compliance to translate BSP / AMLC regulations into scalable product features KYC & Onboarding

Build and improve KYC/KYB onboarding flows (individual & business) Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering Balance conversion vs compliance (reduce friction without increasing risk)

Anti-Fraud & Risk Control Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.) Collaborate with data teams to develop rules engines, alerting systems, and case management tools

Improve real-time monitoring capabilities for transactions and user behavior Risk Platform & Tooling Build internal tools for:

Case management Investigation workflows Audit trails and reporting

Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists) Cross-functional Leadership Work closely with:

Compliance / MLRO Risk & Fraud Ops Data Science / Analytics

Engineering Act as the bridge between regulatory requirements and product implementation Requirements

Must to have 5+ years of Product Management experience, preferably in fintech, payments, or crypto Strong understanding of:

AML / CFT frameworks KYC / KYB processes Transaction monitoring

Experience building or managing: Risk engines / fraud systems / compliance platforms Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments

Ability to translate regulatory requirements into scalable product solutions Nice to have Experience in crypto / blockchain / exchange platforms

Knowledge of: Fraud typologies (scams, mule accounts, phishing, etc.) Sanctions screening & travel rule

Experience with tools/vendors like: Chainalysis / TRM / Elliptic Onfido / Sumsub / Jumio

Background in compliance, risk, or data analytics We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment.

Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.