Portfolio Risk Strategist - Credit Risk & Analytics

Union Bank of the Philippines; Manila; Hybrid; PHP 900,000 - 1,800,000; Full time

Job summary

Union Bank of the Philippines is seeking a Portfolio Risk Officer to manage risk across Consumer Secured (Auto and Housing) and SME portfolios. The role involves deep analytical work, policy development and cross-functional collaboration to protect portfolio health.

You will lead risk assessment, reporting, stress testing and policy enhancements, collaborating with risk teams and business units to mitigate losses and improve performance.

Qualifications

• Minimum 5 years of risk management experience.
• Knowledge of R and SAS and other programming languages.
• Strong written and oral communication and presentation skills.

Responsibilities

• Manage and mitigate portfolio risk across Consumer Secured and SME products.
• Develop and enhance risk reports; identify trends and suggest actions.
• Participate in policy development, process improvement and controls.

Skills

Risk management

Analytical thinking

Communication skills

Proactive

Portfolio risk

Tools

R

SAS

Job description

Union Bank of the Philippines is seeking a Portfolio Risk Officer to manage risk across Consumer Secured (Auto and Housing) and SME portfolios. The role involves deep analytical work, policy development and cross-functional collaboration to protect portfolio health.

You will lead risk assessment, reporting, stress testing and policy enhancements, collaborating with risk teams and business units to mitigate losses and improve performance.