Payments Lifecycle Analyst Nostro

JPMorganChase; Taguig; On-site; PHP 500,000 - 900,000; Full time

Job summary

JPMorganChase in Taguig, Philippines seeks a Payments Lifecycle Analyst in Cash Asset Management to manage daily cash movement and intraday liquidity within a strong control framework.

You will monitor payment processing, investigate breaks, and coordinate with internal partners and banks, contributing to automation and resilience of cash movement processes.

Qualifications

• Experience in cash operations, market operations, or liquidity operations.
• Knowledge of payment and messaging standards like SWIFT and ISO 20022.
• Experience with real-time gross settlement and clearing environments.
• Ability to perform reconciliations, investigate breaks, and drive resolution with stakeholders.
• Strong analytical and problem-solving skills under time constraints.
• Excellent written and verbal communication with timely updates.
• Ability to work across global teams and shifting schedules, including weekends.

Responsibilities

• Monitor intraday cash positions across nostro accounts to support liquidity.
• Execute fund transfers across internal and external accounts per controls and cut-offs.
• Perform daily cash reconciliations and resolve cash breaks promptly.
• Partner with treasury stakeholders to support liquidity and funding decisions.
• Monitor clearing queues and payment platforms to ensure timely settlement.
• Analyze and resolve payment delays, matches, and posting exceptions.
• Analyze inflows/outflows to support funding decisions and forecasting.
• Support regression testing and controlled implementation of system enhancements.
• Contribute to business continuity and lead process improvement initiatives.
• Build strong relationships with internal stakeholders and agent banks.

Skills

Cash operations

SWIFT & ISO 20022

Analytical thinking

Communication

Attention to detail

Data analysis tools

Education

Bachelor's degree in finance or related field

Tools

Tableau

Alteryx

QlikView

Job description

Job Description

Cash Asset Management are a firmwide utility that provides End- to-End Cash Management that enables treasury to effectively manage the firms balance sheet. The global team delivers operational and strategic support to Treasury. Including cash position projections, predictions, and post cash movement analysis on managed accounts. Automation and enhancement of the cash movement processes and remediation of the existing cash Nostro landscape, to improve account data quality, strengthen controls and address lost revenues, increased costs, and operational inefficiencies.

As a Payments Lifecycle Analystin the Cash Asset Management team, you will help manage daily cash movement and intraday liquidity while supporting a strong control environment. You will monitor payment processing and clearing activity, investigate breaks, and coordinate resolution with internal partners and external banks. You will contribute to operational resilience by responding to issues quickly, communicating clearly, and identifying opportunities to simplify and automate processes.

Job responsibilities

• Monitor intraday cash positions across nostro accounts to support adequate liquidity
• Execute fund transfers across internal and external accounts in line with controls, guidelines, and cut-off times
• Perform daily cash reconciliations, investigate discrepancies, and drive timely resolution of cash breaks
• Partner with treasury stakeholders to support intraday liquidity and funding decisions
• Monitor clearing queues and payment processing platforms to support timely settlement and connectivity
• Respond to operational issues by analyzing root causes and resolving payment delays, unmatched items, and posting exceptions
• Analyze business line inflows and outflows to support funding decisions and cash forecasting
• Support regression testing and controlled implementation of system enhancements related to cash processing
• Contribute to business continuity readiness and participate in process improvement and automation initiatives
• Build effective working relationships with key partners, including internal stakeholders and agent banks

Required qualifications, capabilities and skills

• Experience in cash operations, market operations, or liquidity operations within a financial institution
• Working knowledge of payment and messaging standards and platforms such as SWIFT and ISO 20022
• Working knowledge of real-time gross settlement and clearing environments
• Demonstrated ability to perform cash reconciliations, investigate breaks, and drive issue resolution with multiple stakeholders
• Strong analytical and structured problem-solving skills, including root cause identification under time constraints
• High attention to detail and accuracy in time-sensitive, high-pressure environments
• Strong written and verbal communication skills, including timely escalation and stakeholder updates
• Ability to work effectively across global teams and across shifting schedules, including weekends as needed
• Proficiency with data analysis and reporting tools to support monitoring and decision-making
• Exposure to automation approaches and tools to improve operational processes

Preferred qualifications, capabilities and skills

• Experience with business intelligence and analytics tools such as Tableau, Alteryx, or QlikView
• Ability to source, analyze, and visualize large datasets to identify trends, risks, and process opportunities
• Experience supporting controlled change delivery, testing, and implementation in an operations environment
• Project execution skills with a focus on risk awareness and control adherence
• Experience industrializing or scaling new processes across teams or locations
• Demonstrated ability to manage incidents and provide clear updates to senior stakeholders

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.