P&C Underwriting Analyst (US Non-life Insurance)

RecruitNest Consulting; Pasig; Hybrid; PHP 600,000 - 800,000; Full time

Job summary

RecruitNest Consulting is seeking an Insurance Underwriting Support Senior Analyst to join our client’s team in Ortigas, Pasig. The role supports commercial P&C underwriting operations, analyzes submissions, and ensures data completeness for rating and premium calculations.

The ideal candidate has 2+ years in P&C insurance, strong Excel skills, familiarity with ACORD forms, and the ability to work in a hybrid setup with some on-site days.

Qualifications

• Bachelor’s degree in Business, Finance, Mathematics or related field.
• 2+ years of experience in P&C insurance, underwriting support or rating.
• Strong knowledge of ACORD forms, loss runs, SOVs, exposure data, coverage, limits, deductibles.
• Experience with premium rating and underwriting data validation.
• Advanced MS Excel skills and experience with rating or underwriting platforms.
• Strong data reconciliation, analytical and problem-solving abilities.
• Ability to manage complex submissions and elevate exceptions when needed.
• Strong communication and collaboration with brokers, underwriters and rating teams.

Responsibilities

• Review and analyze commercial P&C submissions for completeness, accuracy, and rating readiness.
• Extract and validate exposure, loss, coverage, and risk data from submission documents.
• Analyze loss frequency and severity, Total Insured Values (TIV), limits, deductibles, and exposure bases.
• Enter and validate insurance data in rating tools, underwriting systems, and Excel templates.
• Perform premium calculations, rating checks, and data reconciliation.
• Investigate data discrepancies, missing information, and underwriting exceptions.
• Coordinate with underwriters and rating teams to resolve complex submission issues.
• Maintain trackers, audit logs, and performance metrics.
• Perform data quality checks to ensure compliance with underwriting and rating requirements.
• Identify and support process improvements, automation opportunities, and quality control initiatives.
• Handle complex submissions independently and elevate underwriting exceptions when necessary.

Skills

ACORD forms

Loss data analysis

Premium rating

Data validation

MS Excel

Communication skills

Problem solving

Education

Bachelor's degree in Business, Finance, Mathematics

Tools

Underwriting systems

Rating tools

Excel templates

Job description

Job Expectations:

• Position Level: Experienced - Mid/Senior
• Employment Type: Full-Time; Permanent (Direct Hire)
• Work Setup & Location: Hybrid (2-3x onsite per week) - Ortigas, Pasig
• Work Schedule: Weekdays; Night Shift
• Headcount Needed: 5+ FTEs
• Industry: Business Process & Services (BPO)

About the Job:

We are looking for an Insurance Underwriting Support Senior Analyst to join our client's team and support commercial Property & Casualty (P&C) underwriting operations. In this role, you will review and analyze insurance submissions, validate exposure and risk data, perform rating and premium calculations, investigate data discrepancies, and coordinate with underwriters and rating teams to ensure accurate and complete submissions. You will also contribute to process improvements, quality controls, and automation initiatives.

Key Responsibilities:

• Review and analyze commercial P&C submissions for completeness, accuracy, and rating readiness.
• Extract and validate exposure, loss, coverage, and risk data from submission documents.
• Analyze loss frequency and severity, Total Insured Values (TIV), limits, deductibles, and exposure bases.
• Enter and validate insurance data in rating tools, underwriting systems, and Excel templates.
• Perform premium calculations, rating checks, and data reconciliation.
• Investigate data discrepancies, missing information, and underwriting exceptions.
• Coordinate with underwriters and rating teams to resolve complex submission issues.
• Maintain trackers, audit logs, and performance metrics.
• Perform data quality checks to ensure compliance with underwriting and rating requirements.
• Identify and support process improvements, automation opportunities, and quality control initiatives.
• Handle complex submissions independently and elevate underwriting exceptions when necessary.

Qualifications:

• Bachelor's degree in Business, Finance, Mathematics, or a related field.
• 2+ years of experience in P&C insurance, preferably in underwriting support or rating.
• Strong knowledge of ACORD forms, loss runs, Statements of Values (SOVs), exposure data, coverage, limits, and deductibles.
• Experience with commercial risk analysis, premium rating, and underwriting data validation.
• Advanced MS Excel skills and experience with rating or underwriting platforms.
• Strong understanding of P&C insurance terminology, coverage structures, rating factors, and underwriting requirements.
• Strong data reconciliation, quality control, analytical, and problem-solving skills.
• Ability to independently manage complex insurance submissions and elevate underwriting exceptions.
• Strong communication and collaboration skills when working with brokers, underwriters, and rating teams.
• Can start immediately if available.