Billing & Collections Specialist (US P&C Insurance)

RecruitNest Consulting; Pasig; Hybrid; PHP 600,000 - 800,000; Full time

Job summary

RecruitNest Consulting is seeking a Billing & Collections - Senior Analyst to support billing, collections, cash application, and premium receivables across multiple insurance products and geographies. You will review data, monitor AR aging, and coordinate with brokers, underwriters, and finance to resolve discrepancies.

You will also contribute to reporting, quality checks, and process improvements, driving automation where possible.

Qualifications

• Bachelor's degree in Accounting, Finance, Business, or related field.
• 2+ years of US P&C Insurance, Billing, Collections, or Accounts Receivable experience.
• Strong understanding of US P&C lifecycle: bind, policy issuance, invoicing, premium receivables, cash application, reconciliation.
• Experience interpreting binders, slips, policy terms, premiums, commissions, and billing data.
• Solid knowledge of A/R management, cash application, premium reconciliation, and collections.
• Proficient in MS Excel and MS Office with data analysis and reporting skills.
• Excellent communication and collaboration with brokers, underwriters, finance, and onshore teams.

Responsibilities

• Manage invoicing, collections, cash application, and premium receivables across products/geographies.
• Review binders, slips, policy terms, and premium data for accurate billing.
• Monitor AR aging and outstanding premiums; drive timely collections.
• Apply and reconcile cash receipts against invoices and balances.
• Perform account, premium, and cash reconciliations; investigate variances.
• Conduct billing and cash application audits and quality checks.
• Prepare AR, collections, cash application, and management reports.
• Coordinate with brokers, underwriters, finance, and onshore teams to resolve discrepancies.
• Maintain accurate billing/reconciliation records and trackers.
• Support process training, tool development, automation, and continuous improvement.
• Identify opportunities to improve billing accuracy and operational efficiency.

Skills

Billing & Collections

US P&C Insurance

Accounts Receivable

MS Excel

Data Analysis

Process Improvement

Communication

Education

Bachelor's degree in Accounting/Finance/Business

Tools

MS Excel

MS Office

Job description

Job Expectations:

• Position Type: Experienced - Mid/Senior
• Employment Type: Full-Time; Permanent (Direct Hire)
• Work Setup & Location: Hybrid (2-3x onsite/week) - Ortigas, Pasig
• Work Schedule: Weekdays; Night Shift (US)
• Headcount Needed: 4 FTEs
• Industry: Business Process & Services (BPO)

About the Job:

We are looking for a Billing & Collections - Senior Analyst to join our client's team and support billing, collections, cash application, and premium receivables across multiple insurance products and geographies. In this role, you will manage premium billing and receivables, review policy and premium data, monitor accounts receivable aging, perform cash and account reconciliations, and coordinate with brokers, underwriters, finance, and onshore teams to resolve billing discrepancies. You will also support reporting, quality controls, process improvements, and automation initiatives.

Key Responsibilities:

• Manage invoicing, collections, cash application, and premium receivables across multiple insurance products and geographies.
• Review binders, slips, policy terms, and premium data to ensure accurate and timely billing.
• Monitor accounts receivable (AR) aging and outstanding premiums and drive timely collections.
• Apply and reconcile cash receipts against invoices, policies, and premium balances.
• Perform account, premium, and cash reconciliations, including investigation and resolution of variances.
• Conduct billing and cash application audits and quality checks.
• Prepare and review AR, collections, cash application, and management reports.
• Coordinate with brokers, underwriters, Bound, Finance, and onshore teams to resolve billing discrepancies and issues.
• Maintain accurate billing, collections, and reconciliation records and trackers.
• Support process training, tool development, automation, and continuous improvement initiatives.
• Identify opportunities to improve billing accuracy, operational efficiency, and process controls.

Qualifications:

• Bachelor's degree in Accounting, Finance, Business, or a related field.
• 2+ years of experience in US P&C Insurance, Billing, Collections, or Accounts Receivable.
• Strong understanding of the US P&C insurance lifecycle, including bind, policy issuance, invoicing, premium receivables, cash application, and reconciliation.
• Experience interpreting binders, slips, policy terms, premiums, commissions, and billing data.
• Strong knowledge of accounts receivable management, cash application, premium reconciliation, and collections.
• Proficiency in MS Excel and MS Office, with strong data analysis and reporting skills.
• Strong skills in reconciliation, auditing, quality control, and problem-solving.
• Excellent communication and collaboration skills when working with brokers, underwriters, finance, and onshore teams.
• Process-oriented mindset focused on automation, continuous improvement, and change advocacy.
• Can start immediately, if possible.

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