Loans Specialist - Field Sales & Loan Processing

East West Rural Bank, Inc.; Pangasinan; On-site; PHP 279,000 - 446,000; Full time

Job summary

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to conduct field visits, engage clients, and promote bank loan products within the service area.

The role includes facilitating loan applications, verifying documents, and supporting underwriting and reporting activities. The candidate should have a four-year degree, strong MS Office skills, and excellent communication, judgment, and problem-solving abilities.

Qualifications

• Graduate of at least a 4-year course, bachelor’s degree, preferably Business-related courses.
• With background in Loans and Microfinance is an advantage.
• A resident of the area or of nearby places (within 30 min travel time to the store location).
• Very good MS Office Application Proficiency.

Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns.
• Perform Sales and Marketing on bank's products.
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups, if necessary, conduct of Know Your Customer and loans underwriting
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectiveness date
• Prepare/ Compose justification for Deviation
• Assist in collection and promotion activities

Skills

Excellent communication

Good judgment

Verbal and written communication

Problem-solving

Human relations

Fast learner

Customer focus

Results driven

Stress tolerance

Detail oriented

Integrity

Team player

Driving skills

Education

Bachelor’s degree (Business-related preferred)

Tools

MS Office Suite

Job description

East West Rural Bank, Inc. is seeking a Loans Specialist-Sales (Marketing) to conduct field visits, engage clients, and promote bank loan products within the service area.

The role includes facilitating loan applications, verifying documents, and supporting underwriting and reporting activities. The candidate should have a four-year degree, strong MS Office skills, and excellent communication, judgment, and problem-solving abilities.