Loans Assistant

Chinabank PH; Cebu City; On-site; PHP 180,000 - 300,000; Full time

Job summary

China Banking Corporation (Chinabank) is seeking a Loans Assistant to support the processing of loan transactions, ensuring timely releases, accurate documentation, and coordination with branches.

You will handle loan releases, renewals, and payments, compute interests and charges, prepare promissory notes and records, and maintain core banking system data while ensuring regulatory compliance.

Qualifications

• Bachelor's degree in a business-related field is required or encouraged for fresh graduates.
• Strong business writing and communication skills are essential.
• Proficiency in Microsoft Word and Excel is required.
• Excellent attention to detail and strong organizational abilities are expected.

Responsibilities

• Process loan releases, renewals, and payments accurately and on time.
• Compute loan interests and charges according to procedures.
• Prepare loan documents including promissory notes and disclosure statements.
• Record and maintain loan data in the bank's core system.
• Coordinate with branches and business units to facilitate processing.
• Monitor maturities and prepare operational reports.
• Ensure compliance with internal policies and regulatory requirements.

Skills

Attention to detail

Analytical thinking

Organizational ability

Business writing and communication

Education

Bachelor's degree in business-related course

Tools

Microsoft Word

Microsoft Excel

Job description

You are organized, detail-oriented, and committed to delivering accurate, high-quality work. As a Loans Assistant, you will play an essential role in supporting the processing of loan transactions, ensuring timely releases, accurate documentation, and efficient coordination with branches and internal stakeholders. This role offers an excellent opportunity to develop your banking operations expertise while contributing to seamless customer service.

What You Will Be Doing

• Process loan releases, renewals, and payment transactions accurately and on time.
• Compute loan interests and applicable charges in accordance with established procedures.
• Prepare loan-related documents, including promissory notes, disclosure statements, and official transaction records.
• Encode and maintain accurate loan information in the bank's core banking system.
• Coordinate with branches and business units to facilitate transaction processing and address inquiries.
• Monitor loan maturities, maintain organized records, and prepare operational reports.
• Ensure compliance with internal policies, procedures, and regulatory requirements.

What Success Looks Like

• Loan transactions are processed accurately and within service standards.
• Loan records and reports are complete, timely, and error-free.
• Strong collaboration with branches and internal partners supports smooth day-to-day operations.
• Documentation is consistently organized and compliant with established banking policies.
• Operational efficiency is maintained while delivering reliable support to internal and external customers.

Qualifications

• Bachelor's degree in any business-related course.
• Fresh Graduates are encouraged to apply.
• Proficiency in Microsoft Office applications, particularly Word and Excel.
• Strong business writing and communication skills.
• Excellent attention to detail, organizational ability, and analytical thinking.
• Willing to be assigned in Cebu City.

What You Can Expect Here

At China Banking Corporation (Chinabank), you'll build your career in an institution known for its stability, integrity, and commitment to excellence. You'll work alongside experienced professionals, gain valuable exposure to banking operations, and have opportunities to strengthen your technical and professional skills in a collaborative environment that supports continuous learning and career growth.