Loan Processor (AU Mortgage, WFH)

ConnectOS; Philippines; On-site; PHP 670,000 - 1,004,000; Full time

Benefits offered by this job

Induction training program

One-month paid training

Competitive salary package

Travel opportunities to Australia

CERT IV in Mortgage Broking

Access to knowledge base tools

13th Month Pay

Leave credits & cash conversion

Emergency & Bereavement Leave

Job summary

ConnectOS is seeking a Senior Loan Processor to support Australian mortgage brokers with end-to-end loan processing and documentation management in a fast-paced environment.

You will handle NCCP compliance, income calculations for PAYG and self-employed applicants, and data entry across MyCRM and lender portals, ensuring timely settlements and accurate loan details.

Qualifications

• Bachelor's degree in a relevant course.
• 2+ years of Australian mortgage broking industry experience.
• Experience with mortgage broking CRMs (MyCRM/Infynity/Mercury Nexus/Flex/Salestrekker).
• Proficient with IT software and Google Workspace/Microsoft Office.

Responsibilities

• Document management and organizing sensitive documentation.
• Perform NCCP compliance checks and transcribe notes.
• Calculate income for PAYG and self-employed applicants.
• Interpret complex financials including trusts and company structures.
• Complete lender servicing calculators and data entry into MyCRM/AOL/Simpology.
• Research lenders and generate application paperwork for home buyers.

Skills

Mortgage processing experience

CRM proficiency

IT & Office software

Project management tools proficiency

Education

Bachelor's Degree in a relevant field

Tools

MyCRM

Infynity

Mercury Nexus

Flex

Salestrekker

Trello

Job description

Schedule:

Monday - Friday (6:00 AM - 3:00 PM PHT)

What are we looking for?

The purpose of a Senior Loan Processor is to assist Australian mortgage brokers with administrative tasks to prepare, process and track loan applications. The role requires you to communicate with relative stakeholders, prepare documentation, keep systems and CRMs updated, and follow a loan application from pre-submission to post approval within required timeframes. This role also requires you to contribute to making the overall customer experience a smooth and streamlined process.

Skills Required

• Bachelor's Degree in a relevant course.
• 2+ years of experience in Australian mortgage broking industry specializing in AU loan processing.
• Experience in using aggregators CRM such as MyCRM, Infynity, Mercury Nexus, Flex or Salestrekker or other CRM Software in the mortgage broking industry.
• Is proficient in using IT software, Google Workspace and/or Microsoft Office including Gmail or Outlook.
• Experience using Project/Task Management Tools (Monday.com, Trello, Airtable, Asana etc).

What will you do?

• Document management (collecting, renaming, organising, following up sensitive supporting documentation).
• NCCP Compliance checks and transcribing notes from summaries to detailed responses.
• Calculate income for both PAYG and Self Employed applicants.
• Understand and interpret complex financials (Self employed, trusts and company).
• Complete lender servicing calculators.
• Data entry of client information to MyCRM (LMG CRM system).
• Data entry of a loan application into MyCRM and Apply Online (AOL), Simpology, or direct to the lender.
• Living expense analysis
• Assist in researching lenders who have a specific policy to suit the clients requirements.
• Generation of application paperwork, including those for the First Home Buyers and Discharge forms.
• Ordering Valuations based on the information provided by the broker, understanding the different types of valuations and communicating with valuation firms to discuss or elevate.
• Pricing requests across multiple lenders, for new applications and settled loans.
• Generating comprehensive credit reports and being able to interpret them.Assist in mitigating MIRs, Conditional Approvals and Settlement Conditions.
• Cross checking approval and settlement document to ensure the details match the clients requirements, per the submission.
• Ensuring settlement occurs on time and meets crucial deadlines.
• Initial exposure to complex loan structures and loan types (multiple applicants, multiple securities, SMSF, company and trust lending, etc).

Benefits

• Induction training program for 3 weeks.
• Offering one-month paid training program to help you get up to speed and excel in your role.
• Competitive salary package and annual performance review, monthly rewards and recognition program.
• Opportunity to attend events and travel to Australia.
• Chance to earn your CERT IV in Mortgage Broking and Finance, which could be a great way to upskill and advance your career.
• Access to knowledge base tools, resource center and training library.
• Mandatory Government Benefits and 13th Month Pay.
• Leave credits and convertible to cash of unused sick leave, paid quarterly.
• Access to Emergency and Bereavement Leave.

Financial Perks

• Access to a Financial Assistance Program through one of the leading FinTech Company in Philippines.
• Earn as much as PHP 21,000 referral bonus - help a friend land a job and get rewarded.

Work-Life Integration And Perks

• WFH Engagements: Remote learning and employee development activities, Wellness sessions and health talks, Virtual team games and contests (Trivia, TikTok, Photo Challenges).
• Regular company-wide events, engagement activities, and a culture that values work-life balance.
• Employee-wellbeing Office Facilities (Gym, Wellness Room, Childcare Facility, Entertainment Room, World-class Training Rooms).
• Cafeteria with affordable food concessionaire partners.
• Complimentary coffee and ice cream every day.
• Sleeping Quarters and Shower rooms for comfort and convenience.

Prime Location

• Conveniently located at Mega Tower, EDSA --- the heart of Metro Manila

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our client is the largest and most progressive aggregator group across Australia and New Zealand supporting a community of over 6,000 brokers and advisers. Helping over 300,000 customers settle over $130 billion worth of loans in 2022 and reaching a collective loan book of $350 billion.

#ConnectOSCareers #JoinConnectOS #ConnectOSNonTech

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age', race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.