Loan Processor

Cepat Kredit Financing Inc; Mandaue; On-site; PHP 279,000 - 391,000; Full time

Job summary

Cepat Kredit Financing Inc is seeking an organized Administrative Clerk to support loan processing and ensure borrower compliance with required documents. The role involves informing clients about loan charges, verifying document completeness, and handling data entry.

Responsibilities include preparing checks, releasing loan proceeds after paperwork is complete, and maintaining accurate records in the database with attention to detail and integrity.

Qualifications

• Degree in business or related field required.
• Strong customer service and administrative abilities.
• Excellent attention to detail and data accuracy.

Responsibilities

• Facilitates release of loan checks and ensures borrower compliance with loan documents.
• Inform clients about loan charges, monthly amortization, deductions, penalties, and required documentation.
• Verify completeness and authenticity of borrower documents.
• Prepare and process post-dated checks and release loan proceeds after all documents are completed.
• Enter borrower information into the database system and manage file consolidation.
• Assist with rebates, refunds, agent commissions, and opening of checking accounts.
• Perform other work-related tasks as assigned.

Skills

Customer service

Administrative skills

Communication skills

Attention to detail

Responsibility

Integrity

Computer proficiency

Education

Bachelor's/College Degree in Business Studies/Administration/Management or equivalent

Job description

Performs administrative functions such as facilitate the releasing of loan check and ensuring compliance of the borrower to loan documents or requirements.

• Informs the client regarding loan charges such as monthly amortization, deductions, penalties, net proceeds and documentation requirements prior to release of loan.
• Ensures that borrower/co-borrower/co-maker complies with the required documents prior to release of loan proceed.
• Checks the completeness, validity and authenticity of all documents submitted by the borrower/co-borrower/co-maker.
• Facilitates signing of legal documents to borrowers/co-borrowers/co-makers as applicable.
• Prepares the Post-Dated Checks (PDCs) and provides a printed copy
• Facilitates releasing of loan proceeds to borrowers after completing the required documentations and cancellation of loan checks that are not claimed by borrowers.
• Encodes all information of the loan borrower in the database system (master file).
• Prepares check requests for rebates, refunds, agent’s commission, net proceeds, cash cards and opening of checking account
• Consolidates and ensures proper filing of all loan documents.
• Performs other work-related functions that may be assigned from time to time.
• Candidate must possess at least Bachelor's/College Degree in Business Studies/Administration/Management or equivalent.
• Has good customer service skills, administrative skills and communication skills
• Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data
• With high sense of responsibility, accountability and integrity
• Computer proficient
• No work experience required for this position