Loan Officer (Real Estate Mortgage)

South Asialink Finance Corporation; Eastern Manila District; On-site; PHP 300,000 - 600,000; Full time

Job summary

South Asialink Finance Corporation in Metro Manila seeks a motivated Mortgage Loan Officer to assess clients' mortgage needs and recommend suitable products. You will collect financial documents, explain product terms, and guide applicants from application to closing.

The role emphasizes building relationships with real estate agents and referral partners, ensuring compliance with regulations, and achieving monthly and quarterly loan targets.

Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, Banking, or related field (preferred).
• At least 6 months to 1 year of experience in Real Estate Loan origination, financial services.
• Experience in sales, client relationship management, or real estate transactions is desirable.
• Strong understanding of Real Estate products, loans process, and documentation.
• Knowledge of Financing regulations and credit analysis with strong sales and negotiation abilities to promote Real Estate products.
• Familiarity with real estate market trends, property valuation, and documentation requirements.
• Excellent communication and interpersonal skills for dealing with clients and real estate agents.
• High ethical standards, integrity, and professionalism also Goal-driven, self-motivated, and able to meet sales/loan targets.
• Customer-oriented with strong relationship-building skills, and Ability to work under pressure and manage multiple client accounts.

Responsibilities

• Meet with clients to assess mortgage needs and provide product recommendations.
• Request appraisal reports for mortgage properties.
• Explain REM products, interest rates, terms, and eligibility requirements.
• Collect and verify financial documents (income, credit history, assets, and liabilities).
• Evaluate loan applications and submit them for approval in line with company policies.
• Maintain relationships with real estate agents, builders, and referral partners to generate leads.
• Guide clients through the loan process, from application to closing.
• Ensure compliance with banking regulations and lending standards.
• Achieve monthly and quarterly sales/loan origination targets.

Skills

Sales skills

Client relations

Negotiation

Communication

Education

Bachelor's degree in Finance/Business

Job description

DUTIES AND RESPONSIBILITIES:

• Meet with clients to assess their mortgage needs and provide product recommendations.


• Request for the appraisal reports of Mortgage property


• Explain REM products, interest rates, terms, and eligibility requirements.


• Collect and verify financial documents (income, credit history, assets, and liabilities).


• Evaluate loan applications and submit them for approval in line with company policies.


• Maintain relationships with real estate agents, builders, and referral partners to generate leads.


• Guide clients through the loan process, from application to closing.


• Ensure compliance with banking regulations and lending standards.


• Achieve monthly and quarterly sales/loan origination targets.

JOB SPECIFICATIONS:

• Bachelor's degree in Finance, Business Administration, Economics, Banking, or related field (preferred).


• At least 6 months to 1 year of experience in Real Estate Loan origination, financial services.


• Experience in sales, client relationship management, or real estate transactions is desirable.


• Strong understanding of Real Estate products, loans process, and documentation.


• Knowledge of Financing regulations and credit analysis with Strong sales and negotiation abilities to promote Real Estate products.


• Familiarity with real estate market trends, property valuation, and documentation requirements.


• Excellent communication and interpersonal skills for dealing with clients and real estate agents.


• High ethical standards, integrity, and professionalism also Goal-driven, self-motivated, and able to meet sales/loan targets.


• Customer-oriented with strong relationship-building skills, and Ability to work under pressure and manage multiple client accounts.